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Daily News related to the Foreclosure Crisis The biggest unpunished heist in human history - Max Keiser |
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occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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Article Articles are added weekly |
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Comment |
03/31/23 |
Friends and Foreclosure Fighters! | MAAPL.org |
Friends and Foreclosure Fighters! |
03/31/23 |
SEC does NOT regulate trusts or the issuance of certificates | Living Lies |
SEC does NOT regulate trusts or the issuance of certificates
No trust is regulated by the SEC. No reporting is required of any trust.
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03/30/23 |
Lender refused to accept payments from the legal heir, who was being helped by Nonprofit Alliance of Consumer Advocates | NonProfit Alliance of Consumer Advocates |
Lender refused to accept payments from the legal heir, who was being helped by Nonprofit Alliance of Consumer Advocates CAMBRIA, CA, UNITED STATES, March 30, 2023/EINPresswire.com/ -- When Glenn Grego's father passed away, he found himself facing foreclosure because the lender was not accepting his mortgage payments. Despite being rejected six times for a loan modification, Glenn was left with an unpaid balance of $754,698.22, making him 38 months delinquent with a balance of $100,230.18 and a monthly payment of $2,578.78. Despite receiving solicitation for eviction protection services and surplus fund retrieval from various law firms and non-attorneys, the bank found it more beneficial to sell Glenn's property instead of accepting his payments. |
03/30/23 |
Share of Delinquent Mortgages Drops, But Foreclosure Rate Creeps Upward | DS News |
Share of Delinquent Mortgages Drops, But Foreclosure Rate Creeps Upward CoreLogic has released its monthly Loan Performance Insights Report for January 2023, which found that 2.8% of all mortgages in the U.S. were in some stage of delinquency (30 days or more past due, including those in foreclosure), representing a 0.5 percentage point decrease compared with 3.3% in January 2022, and a 0.2 percentage point decrease compared with December 2022. |
03/30/23 |
MaineHousing, real estate agents offer help for people facing foreclosure | News Center Maine |
MaineHousing, real estate agents offer help for people facing foreclosure PORTLAND, Maine — People facing foreclosure in Maine have options that housing experts say most might not know about. On March 7, MaineHousing relaunched the Homeowner Assistance Fund. The program uses federal COVID-19 pandemic relief dollars to help those who fell behind on payments during the pandemic. It is meant to help low- and moderate-income families who suffered financial hardships since January of 2021. Homeowners can receive up to $50,000 depending on their eligibility. Homeowners can check eligibility and begin the application process online at MaineHomeownerHelp.org. |
03/30/23 |
Federal Reserve Board fines Wells Fargo $67.8 million for inadequate oversight of sanctions risk at its subsidiary bank | Federal Reserve |
Federal Reserve Board fines Wells Fargo $67.8 million for inadequate oversight of sanctions risk at its subsidiary bank The Federal Reserve Board on Thursday announced that it has fined Wells Fargo & Co., of San Francisco, California, $67.8 million for the firm's unsafe or unsound practices relating to historical inadequate oversight of sanctions compliance risks at its subsidiary bank, Wells Fargo Bank, N.A. Wells Fargo & Co.'s deficient oversight enabled the bank to violate U.S. sanctions regulations by providing a trade finance platform to a foreign bank that used the platform to process approximately $532 million in prohibited transactions between 2010 and 2015. |
03/30/23 |
Chopra: Nonbanks, Mortgage Servicers May Also Pose Systemic Risk | National Mortgage Professional |
Chopra: Nonbanks, Mortgage Servicers May Also Pose Systemic Risk CFPB director tells Consumer Bankers Association conference such a failure could lead to 'chaos.' What happens if a nonbank lender or large mortgage servicer fails? That’s a question that recently has been keeping Consumer Financial Protection Bureau Director Rohit Chopra awake at night. "A major disruption or failure of a large mortgage servicer really gives me a nightmare," Chopra said Tuesday during CBA Live 2023, a conference in Las Vegas hosted by the Consumer Bankers Association. |
03/30/23 |
Biden asks banking regulators to toughen some rules after recent bank failures | NPR |
Biden asks banking regulators to toughen some rules after recent bank failures President Biden on Thursday urged banking regulators to take additional steps to reduce the risk of more mid-sized bank failures like Silicon Valley Bank and Signature Bank. "We think things have stabilized significantly," a White House official told reporters on a conference call. "We also think it's important that regulators take steps to make sure future banking crises don't happen." |
03/30/23 |
Are the courts really misbehaving in foreclosure cases — probably not. | Living Lies |
Are the courts really misbehaving in foreclosure cases — probably not. Don’t shoot the messenger. * If we assume that the court is only allowed to rule on allegations that bring the claim it is probably true that homeowner complaints and motions should be denied because mostly they have not attacked the existence, ownership and authority over the implied (but never stated) underlying debt that can only be found in the receivables of the designated creditor. |
03/29/23 |
How to attack title to a mortgage lien | Living Lies |
When to act on your “mortgage transaction” Several steps should be taken to attack any document that does not include a warranty of title to the lien and authority to enforce. You attack the title to the lien under the premise that no transfer of a lien is legally valid or even recognizable unless there is a concurrent transfer of the underlying debt. Transfer of the note is only evidence of the transfer of the underlying alleged debt. My premise is that there is no underlying debt. |
03/28/23 |
Judge green lights amended predatory lending suit against Wells Fargo | Housing Wire |
Judge green lights amended predatory lending suit against Wells Fargo
A federal judge in Georgia has given the green light for an amended “predatory lending” lawsuit to proceed against Wells Fargo. The lawsuit was filed under the Fair Housing Act by three counties in Georgia.
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03/24/23 |
As Senate Banking Committee Convenes Hearing on Exploding Banks, an FDIC Chart Shows the Banking Crisis Is Far from Over | Wall Street On Parade |
As Senate Banking Committee Convenes Hearing on Exploding Banks, an FDIC Chart Shows the Banking Crisis Is Far from Over Senator Sherrod Brown (D-OH), the Chair of the Senate Banking Committee, will convene a hearing this morning at 10 a.m. to take testimony from federal bank regulators on why the second and third largest bank failures in U.S. history occurred within two days of each other this month. (A number of other regional banks have seen their share prices plunge this month.) |
03/28/23 |
When to act on your “mortgage transaction” | Living Lies |
When to act on your “mortgage transaction” Why is “mortgage transaction” bracketed in quotes? Because the transaction is really a draft of homeowners into becoming issuers in a concealed securities scheme. The loan account, part of every traditional loan, is neither created nor transferred. All players are paid off through the sales of certificates that by law are not classified as securities and are not backed by any liens or collateral. So both the “mortgage transaction” and the “Mortgage-backed securities” carry a moniker that denotes the exact opposite of their true intention. |
03/27/23 |
Emergency: Why the New Article 12 of the Uniform Commercial Code Should Be Rejected | Living Lies |
Emergency: Why the New Article 12 of the Uniform Commercial Code Should Be Rejected
2460 FIFE 8-25-2016 BENEFICIARY DECLARATION QUALITY LOAN SERVICE CORP OF WA
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03/26/23 |
Lawyer once helped debt-ridden owners hang on to homes. Now he helps cities take them away. | Tampa Bay Times |
Lawyer once helped debt-ridden owners hang on to homes. Now he helps cities take them away. Matt Weidner worked to help cities deal with the blight caused by poorly maintained properties, but it also meant that a lawyer once known for helping people keep homes was now helping cities take them away. |
03/24/23 |
Bill Black on SVB: A Bipartisan Clown Car Crash | The Analysis.news |
Bill Black on SVB: A Bipartisan Clown Car Crash The legendary regulator and white-collar criminologist William K. Black explains why, contrary to corporate media coverage, the bank failures set off by the Silicon Valley Bank crash were absolutely not sudden, unexpected, or unforeseeable, and why none of the regulations Democrats or Republicans are talking about would have stopped them. |
03/24/23 |
Florida cities ramped up foreclosures to hurt speculators. Instead they helped them | Miami Herald |
Florida cities ramped up foreclosures to hurt speculators. Instead they helped them
In 2015, then-St. Petersburg Mayor Rick Kriseman championed a plan to crack down on the city’s so-called “zombie properties” by aggressively foreclosing on them. The city would target poorly maintained properties that had racked up big fines and code enforcement liens with the hope that new ownership would lead to community redevelopment. City leaders believed the plan was the first of its kind in the state and signed a contract with a local private attorney named Matt Weidner to bring the city’s cases to court. Weidner had been a donor to Kriseman, a Democrat who was elected in 2013 after previously serving in the Florida House of Representatives. But Weidner brushed aside any concerns about impropriety.
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03/24/23 |
Powell and Yellen Say the Banking System Is Sound as Another Global Bank Teeters | Wall Street On Parade |
Powell and Yellen Say the Banking System Is Sound as Another Global Bank Teeters The reassurances of Federal Reserve Chairman Jerome Powell and U.S. Treasury Secretary Janet Yellen that the U.S. banking system is sound, stand in sharp contrast to what is happening in markets. This week, the shorts have found another easy new global bank target to try to take down after making a bundle of money betting against Credit Suisse, which was taken over for 82 cents a share on Sunday by its Swiss competitor, UBS. |
03/24/23 |
Fannie Mae Just Created a New Real Estate Career with their New Appraisal Waiver Program | Skyline School |
Fannie Mae Just Created a New Real Estate Career with their New Appraisal Waiver Program
Fannie Mae's Value Acceptance + Property Data program, set to launch on April 15, 2023, has cast a shadow over the appraisal industry's future, potentially marking the beginning of the end for licensed appraisers.
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03/24/23 |
Analysis of Fake Beneficiary Declaration | Living Lies |
Analysis of Fake Beneficiary Declaration
2460 FIFE 8-25-2016 BENEFICIARY DECLARATION QUALITY LOAN SERVICE CORP OF WA
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03/23/23 |
PennyMac Financial Services: Dubious Accounting Games Won’t Solve Its Crisis | Living Lies |
PennyMac Financial Services: Dubious Accounting Games Won’t Solve Its Crisis *at the heart of claims of securitization is a data point that cannot be confirmed or corroborated, to wit: an unpaid loan account owed to as specifically identified creditor who makes decisions regarding collection, enforcement, and workouts. That account and that creditor does not exist in anyone’s world unless they are admitted in a court action. |
03/23/23 |
Scheme Targets Homeowners | Saporta Report |
Scheme Targets Homeowners A Florida-based firm’s wealth-stripping scheme is the latest threat to some of the country’s most vulnerable homeowners |
03/22/23 |
Courts May Not Use Discredited Document as Basis for Judgment | Living Lies |
Courts May Not Use Discredited Document as Basis for Judgment There is no appellate case in which the following proposition has been ruled upon according to my research: can the court continue reliance on legal presumptions arising from facially valid documents from a litigant who fails or refuses to provide reasonable corroboration of the truth of the matters asserted in said documents? |
03/22/23 |
Citigroup’s Citibank Took the Largest Amount of Loans from the FHLB of NY in 2022, Reminiscent of FHLB Loans Taken by Silvergate, SVB, Signature, and First Republic Bank | Wall Street On Parade |
Citigroup’s Citibank Took the Largest Amount of Loans from the FHLB of NY in 2022, Reminiscent of FHLB Loans Taken by Silvergate, SVB, Signature, and First Republic Bank On March 13 we published the chart below, showing the ten financial institutions that had taken the largest loan advances from the Federal Home Loan Bank of San Francisco as of year-end 2022. It’s a very ominous sign that the bank at the top of the list, Silicon Valley Bank, collapsed and is now under the control of the Federal Deposit Insurance Corporation (FDIC). Silicon Valley Bank had $212 billion in assets as of year-end 2022, making it the second largest bank failure in U.S. history. The largest failure was Washington Mutual in 2008, with approximately $300 billion in assets. |
03/22/23 |
Murphy’s measure aims to seal wrongful pandemic foreclosures | Illinois Senate Democrats |
Murphy’s measure aims to seal wrongful pandemic foreclosures SPRINGFIELD – In order to protect victims of wrongful foreclosures that occurred during the COVID pandemic, State Senator Laura Murphy has introduced a bill that would seal foreclosure records that were initiated during the foreclosure moratoria. |
03/22/23 |
New Yorkers rally in Albany for funding to protect homeowners | Spectrum News1 |
New Yorkers rally in Albany for funding to protect homeowners As the state budget is negotiated in Albany, New Yorkers are rallying for what they call a critical program left out of Gov. Kathy Hochul's $227 billion budget plan. It’s called the Homeowners Protection Program (HOPP), and it assists more than 15,000 homeowners that find themselves in distress every year. “The HOPP program helped me save my family’s home from foreclosure,” said Melessa Anderson, a HOPP beneficiary. |
03/21/23 |
Everyone lies | Living Lies |
Everyone lies The basis for most big business plans is to give the consumer the worst possible product or service while convincing the same consumer that the cost is inevitable and the product or service is excellent. This produces something that Alejandro Reyes of Deutsch Bank called a “counter-intuitive” system. * Let me give you a few examples: |
03/21/23 |
ATTOM cites housing markets most vulnerable to decline | The Title Report |
ATTOM cites housing markets most vulnerable to decline ATTOM released its Special Housing Risk Report spotlighting county-level housing markets that are more or less vulnerable to declines, based on home affordability, foreclosures and other measures in the fourth quarter of 2022. The report shows that inland California, Illinois, New Jersey, and Delaware continued to have some of the highest concentrations of the most-at-risk markets in the country, with the biggest clusters in the New York City and Chicago metro areas. Southern and Midwestern states remained less exposed. |
03/20/23 |
Don’t use your own wording simply because it sounds good to you | Living Lies |
Don’t use your own wording simply because it sounds good to you What you are looking for is corroboration that the account exists and corroboration documents showing that consideration was paid and not just recited on the transfer document on paper. |
03/19/23 |
Mass. property tax foreclosure laws harmful, inequitable | Worcester Telegram and Gazette |
Mass. property tax foreclosure laws harmful, inequitable
Last year, Deborah Foss was forced to live in her car during the coldest months of the year after New Bedford officials placed a tax lien on her home and sold it to a private company called Tallage for $9,626 — the total amount she owed, including interest. The tax lien gave the investor authority under Massachusetts law to take her home, sell it for $241,600 and keep all the profits. Deborah lost her home and her value in it over a debt that was worth just a fraction of the value of her home. |
03/17/23 |
JPMorgan’s High Risk Footprint; Bloomberg News as PR Agent for Jamie Dimon; and the Untold Story of the Failed “Rescue” of First Republic by the Mega Banks | Wall Street On Parade |
JPMorgan’s High Risk Footprint; Bloomberg News as PR Agent for Jamie Dimon; and the Untold Story of the Failed “Rescue” of First Republic by the Mega Banks At 6:33 a.m. this morning, this big, bold headline appeared at the very top of Bloomberg News web page: “How Dimon and Yellen Helped Secure $30 Billion Lifeline for First Republic.” This headline is part of a very long, highly questionable promotion of Jamie Dimon by Bloomberg News as the wunderkind of Wall Street banking. |
03/17/23 |
Foreclosure Defense: What is in a word? EVERYTHING | Living Lies |
Foreclosure Defense: What is in a word? EVERYTHING
The abuse of words is an essential ingredient in any scam. The reason is that the listener or reader has a complex idea of a specific word.
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03/16/23 |
Errors in Court (foreclosure cases): Foundation and Business Records | Living Lies |
Errors in Court (foreclosure cases): Foundation and Business Records Ultimately, the claim made against the homeowner must make commmon sense. But getting there requires litigation skills. But it is true that ANY lawyer that simply follows standard defense strategies can win these cases for homeowners. The key is always lack of foundation and hearsay objections. But the standard error being made in court consists of (1) overlooking the requirement of foundation testimony and (2) acceptance of printed reports as business records. |
03/16/23 |
Nonprofit Alliance of Consumer Advocates helps Foreclosed Homeowner with Successful Surplus Trustee Sale Reversal | NonProfit Alliance of Consumer Advocates |
Nonprofit Alliance of Consumer Advocates helps Foreclosed Homeowner with Successful Surplus Trustee Sale Reversal Melissa Rivera purchased her home in Pittsburg, CA with an FHA loan through Quicken Loans, Inc. on August 19, 2016. Still, she fell behind on her mortgage payments due to financial difficulties, her mortgage was modified on March 4, 2020, but the COVID-19 pandemic caused her to fall behind on payments again, leading to a Notice of Default, then a Notice of Trustee Sale. |
03/16/23 |
The Next Bomb to Go Off in the Banking Crisis Will Be Derivatives | Wall Street On Parade |
The Next Bomb to Go Off in the Banking Crisis Will Be Derivatives U.S. Treasury Secretary Janet Yellen finds herself in a very dubious position. Under the Dodd-Frank financial reform legislation of 2010, the U.S. Treasury Secretary was given increased powers to oversee financial stability in the U.S. banking system. This increase in power came in response to the 2008 financial crisis – the worst financial collapse since the Great Depression. The legislation made the Treasury Secretary the Chair of the newly created Financial Stability Oversight Council (F-SOC), whose meetings include |
03/15/23 |
REPORT AND RECOMMENDATIONS TO NEW JERSEY SUPREME COURT RESURFACES AFTER SUBMISSION IN 2010: WHY ARE STATE SUPREME COURT IGNORING THE OBVIOUS IMPLICATIONS? | Living Lies |
REPORT AND RECOMMENDATIONS TO NEW JERSEY SUPREME COURT RESURFACES AFTER SUBMISSION IN 2010: WHY ARE STATE SUPREME COURT IGNORING THE OBVIOUS IMPLICATIONS? In 2005, reports started surfacing about fabricated documents, forged documents, and back-dated documents being used to promote “foreclosure” remedies. This one w as issued and submitted to the Supreme Court of New Jersey in 2010. Like Florida and dozens of other states, the Supreme Court and lower appellate courts continued to ignore the most obvious conclusion: presumptions arising from such documents must be scrutinized and rejected if tested by the homeowner. |
03/15/23 |
Moody’s Downgrades Entire U.S. Banking System; Credit Suisse Plummets. Welcome to Banking Crisis 3.0 | Wall Street On Parade |
Moody’s Downgrades Entire U.S. Banking System; Credit Suisse Plummets. Welcome to Banking Crisis 3.0 The “Related Articles” linked below (a tiny sampling of relevant articles) will remind our readers just how long and in how many different ways we have been attempting to warn that the U.S. banking system was incompetently structured and at risk of systemic contagion. We have also repeatedly warned |
03/14/23 |
New York State is approaching critical mass in eliminating illegal foreclosures | Living Lies |
New York State is approaching critical mass in eliminating illegal foreclosures the Foreclosure Abuse Prevention Act (A7737B), recently signed into law by Governor Kathy Hochul, is transformative legislation which may cause the dismissal of thousands of pending foreclosures with prejudice To the delight of court administrators, the changes will cause the permanent dismissal of thousands of foreclosures which have congested the civil docket over the past decade. |
03/13/23 |
Why Homeowners Are Blocked From Access to the Courts Through Effective Counsel | Living Lies |
Why Homeowners Are Blocked From Access to the Courts Through Effective Counsel Good trial lawyers will easily understand that they don’t need to prove fraud because it is not their client who is making a claim. They only need to test the evidence to show that there is insufficient evidence to support the inferences and presumptions raised by the current mountain of fabricated, forged, backdated, and robosigned documents (mostly by computers and machines). |
03/10/23 |
How Bullshit Becomes Law: Circular logic in the courtroom snags homeowners almost every time. | Living Lies |
How Bullshit Becomes Law: Circular logic in the courtroom snags homeowners almost every time.
If you don’t know the rules, you can’t win the game. And remember, to the foreclosure mills and faux servicers and faux trustees”, this is all a game for which we pay every day as owners, taxpayers and consumers.
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03/10/23 |
What COVID Home Equity Repayment Plan Means For Lenders | Insights & Events | JD Supra |
What COVID Home Equity Repayment Plan Means For Lenders | Insights & Events The Federal Housing Administration recently issued Mortgagee Letter 2022-23, establishing a new COVID-19 Home Equity Conversion Mortgage Property Charge Repayment Plan.[1] |
03/09/23 |
Homeowners’ Rules of Engagement by Garfield | Living Lies |
Homeowners’ Rules of Engagement by Garfield Just to reiterate the strategy I wish to promote (because it has been 65%-80% successful), the rules of engagement are as follows: |
03/09/23 |
Homeowners Lose Millions to 'We Buy Houses' Investors | Governing |
Homeowners Lose Millions to 'We Buy Houses' Investors A new report from the Nowak Metro Finance Lab at Drexel University examines the phenomenon of wholesale real estate investors targeting vulnerable homeowners in poor neighborhoods in Philadelphia. |
03/09/23 |
HUD Issues Final Rule to Offer 40-Year FHA Loan Mods | DS News |
HUD Issues Final Rule to Offer 40-Year FHA Loan Mods The U.S. Department of Housing & Urban Development (HUD) has published a Final Rule in the Federal Register its intent to increase the maximum allowable term for Federal Housing Administration (FHA)-insured loan modifications from 360 months to 480 months (40 months). The new rule will become effective Monday, May 8, 2023. |
03/09/23 |
Housing Markets In California, Illinois, And East Coast Still Top List Of Areas Around U.S. More Vulnerable To Declines | Attom Data |
Housing Markets In California, Illinois, And East Coast Still Top List Of Areas Around U.S. More Vulnerable To Declines IRVINE, Calif. — Mar. 9, 2023 — ATTOM, a leading curator of land, property, and real estate data, today released a Special Housing Risk Report spotlighting county-level housing markets around the United States that are more or less vulnerable to declines, based on home affordability, foreclosures and other measures in the fourth quarter of 2022. The report shows that inland California, Illinois, New Jersey, and Delaware continued to have some of the highest concentrations of the most-at-risk markets in the country, with the biggest clusters in the New York City and Chicago metropolitan areas. Southern and midwestern states remained less exposed. |
03/08/23 |
U.S. Foreclosure Activity Declines Monthly In February 2023 But Continues To Increase Annually | Attom Data |
U.S. Foreclosure Activity Declines Monthly In February 2023 But Continues To Increase Annually IRVINE, Calif. — March 8, 2023 — ATTOM, a leading curator of land, property, and real estate data, today released its February 2023 U.S. Foreclosure Market Report, which shows there were a total of 30,528 U.S. properties with foreclosure filings — default notices, scheduled auctions or bank repossessions — down 3 percent from a month ago and up 18 percent from a year ago. |
03/08/23 |
Anonymous Tipster Points Out Resource Info in Support of My Articles | Living Lies |
Anonymous Tipster Points Out Resource Info in Support of My Articles Without compromising my journalist credentials, I will simply say that the source is 100% reliable and the information is 100% confirmable. The person is well versed in the accounting and auditing of securitization transactions — and as far back as January 2006, the accounting profession was deeply aware of the inherent problems in the way that securitization was claimed to occur. BUT the accounting profession also saw the opportunity to collect exorbitant fees. |
03/07/23 |
UNGUARDED: The Guardianship Program of Dade sells properties of ‘incapacitated’ people to a Miami realtor, who reaps big gains | WLRN |
UNGUARDED: The Guardianship Program of Dade sells properties of ‘incapacitated’ people to a Miami realtor, who reaps big gains When Carlos and Racquel Rodriguez could no longer take care of themselves, the elderly couple from Hialeah came under the supervision of the Guardianship Program of Dade County. |
03/07/23 |
The Reason Why Wall Street Opposes Cram-downs for Personal Bankruptcies Might Surprise You | Living Lies |
The Reason Why Wall Street Opposes Cram-downs for Personal Bankruptcies Might Surprise You Recently Forbes published an article by John Wake entitled “Congress Could Have Prevented 500,000 Foreclosures During The Great Recession But Chickened Out.” Echoing what Elizabeth Warren and Katie Porter have been advocating for years, it points out that cramdowns best preserve real loans in which both sides take a hit, but neither side gets a windfall. |
03/06/23 |
“Declarations:” that say nothing: Failure to challenge surrenders all of your rights to defend. | Living Lies |
“Declarations:” that say nothing: Failure to challenge surrenders all of your rights to defend. In many cases, some “declaration” or “certification” is issued to support the attempt to achieve a successful result in foreclosure remedies. In none of those cases do the documents actually say anything, but if they are unchallenged, they will be accepted by the courts, admitted in evidence, and the case is effectively over. |
03/03/23 |
Bank of America fights claims of discriminatory foreclosures Homeowners in Hawaii and Florida accuse the bank of scheming to foreclose on their properties, but the bank says they haven't offered clear evidence it had anything to do with the foreclosures. | Courthouse News |
Bank of America fights claims of discriminatory foreclosures
Homeowners in Hawaii and Florida accuse the bank of scheming to foreclose on their properties, but the bank says they haven't offered clear evidence it had anything to do with the foreclosures.
HONOLULU (CN) — Bank of America defended itself Friday at a motion to dismiss hearing on claims the bank deliberately foreclosed on mortgage loans as part of an extensive conspiracy to maximize profits at the expense of people of color in Hawaii and Florida.
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03/03/23 |
New York lawmakers want to strengthen foreclosure protections | Spectrum News |
New York lawmakers want to strengthen foreclosure protections New York lawmakers want to strengthen foreclosure protections for homeowners in parts of the state who are facing displacement due to tax liens on their properties. The lawmakers, state Sen. Kevin Thomas and Assemblywoman Helene Weinstein, have introduced a bill that would provide homeowners at risk of foreclosure due to tax liens the same protections as borrowers who are in residential mortgage foreclosure. |
03/03/23 |
New Law, New Doctrine and Voir Dire of Judges in Bench Trials | Living Lies |
Are they really mortgage loans? Are they still mortgage loans? It all comes down to this: ASSUME NOTHING, CHALLENGE EVERYTHING. THE TRUTH IS THAT YOU DON’T KNOW ALL THE ASPECTS OF THE TRANSACTION IN WHICH YOU EXECUTED “LOAN DOCUMENTS” AND YOU DON’T KNOW IF THEY WERE “LOAN DOCUMENTS”. YOU ONLY KNOW THEY HAD A LABEL ON THEM AND YOU WERE EXPECTING A LOAN. THEY WERE LYING THEN AND THEY ARE LYING NOW. |
03/02/23 |
Are they really mortgage loans? Are they still mortgage loans? | Living Lies |
Are they really mortgage loans? Are they still mortgage loans? Most of the long-standing transactions with homeowners were falsely dubbed as “mortgage loans.” And most of the false premises are compounded by additional false premises in the form of forbearance, modification, and other agreements that effectively change the name of the designated “lender” and conceal the absence of an unpaid loan account by many layers of “documents” that are fabricated, forged, backdated and robosigned. |
03/02/23 |
Family shot in murder-suicide minutes before being evicted from foreclosed home, sheriff says | Fox19 |
Family shot in murder-suicide minutes before being evicted from foreclosed home, sheriff says CLERMONT COUNTY, Ohio (WXIX) - Investigators believe Theresa Cain shot her family members, killing three of them, just minutes before deputies arrived to serve them with eviction papers as they were removed from their foreclosed home, Sheriff Steve Leahy said Thursday. |
03/02/23 |
Praying for a miracle: Non-profit sanctuary for farm animals faces foreclosure | WLOS |
Praying for a miracle: Non-profit sanctuary for farm animals faces foreclosure YANCEY COUNTY, N.C. (WLOS) — A Western North Carolina animal sanctuary is on the verge of closing. 'Praying for a miracle:' Non-profit sanctuary for farm animals faces foreclosure The Blue Heart Sanctuary in Green Mountain has been in the business of saving animals for more than two decades. |
03/01/23 |
In ‘Year Of Housing,’ Hochul’s Budget Leaves Out Anti-Foreclosure Program | NY Senate |
In ‘Year Of Housing,’ Hochul’s Budget Leaves Out Anti-Foreclosure Program The governor’s proposed budget did not include funding for the state-run Homeowner Protection Program, or HOPP, a network of legal service providers and counselors aimed at preventing foreclosures. Program supporters say the omission ‘makes no sense’ as New York grapples with a housing crisis, which Hochul’s administration has centered as a policy focus this year. |
03/01/23 |
Home foreclosures are ticking back up | Axios |
Home foreclosures are ticking back up Home foreclosures have ticked back up over the past four months, according to data provider Black Knight. But don't be alarmed — they're still well below pre-2020 levels, and nowhere in the vicinity of the foreclosure crisis of 2008. |
03/01/23 |
The COVID-19 National Emergency is Ending: Are mortgage servicers ready? | JD Supra |
The COVID-19 National Emergency is Ending: Are mortgage servicers ready? On January 30, 2023, President Biden informed Congress that the COVID-19 National Emergency (the “COVID Emergency”) will be extended beyond March 1, 2023, but that he anticipates terminating the national emergency on May 11, 2023. The White House |
03/01/23 |
How do you challenge illegal claims to administer, collect or enforce claims arising from transactions with homeowners? Nip It In the Bud! | Living Lies |
How do you challenge illegal claims to administer, collect or enforce claims arising from transactions with homeowners? Nip It In the Bud! The basic idea is not to give a single inch. If you do, you lose. Don’t accept a single assumption or presumption as though it was really true. It isn’t. Always focus on what is missing. |
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