Daily News related to the Foreclosure Crisis

The biggest unpunished heist in human history - Max Keiser

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Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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03/18/19

Turns Out That Trillion-Dollar Bailout Was, in Fact, Real Rolling Stone

Turns Out That Trillion-Dollar Bailout Was, in Fact, Real
A Man Holds a Sign During a Protest On Wall Street Against the United States Government's Rescue Plan For Failing Financial Institutions in New York, 2008.

03/18/19

Did Wall Street get a ‘trillion-dollar bailout’ during the financial crisis? Washington Post

Did Wall Street get a ‘trillion-dollar bailout’ during the financial crisis?
“Not one major Wall Street executive went to jail for destroying our economy in 2008 as a result of their greed, recklessness and illegal behavior. No. They didn’t go to jail. They got a trillion-dollar bailout.”

03/13/19

KAMALA HARRIS CELEBRATES HER ROLE IN THE MORTGAGE CRISIS SETTLEMENT. THE REALITY IS QUITE DIFFERENT. The Intercept

KAMALA HARRIS CELEBRATES HER ROLE IN THE MORTGAGE CRISIS SETTLEMENT. THE REALITY IS QUITE DIFFERENT.
PRETTY MUCH EVERY major Democratic official involved in responding to the foreclosure crisis during the Obama years did an unforgivably terrible job.

03/13/19

The Discovery Rule: Tolling the Statute of Limitations Living Lies

The Discovery Rule: Tolling the Statute of Limitations
There is an excellent post by Michael B. Schwegler in Tennessee on the whole issue of whether the statute of limitations can be extended to the date that the breach of duty was discovered.

03/12/19

Unworthy Trusts Living Lies

Unworthy Trusts
The simple fact is that the REMIC trusts do not exist in the real world. The parties named as trustees — e.g. US Bank, Deutsch, BONY/Mellon — are trust names that are used by permission through what is essentially a royalty agreement. If you are dealing with a trust then you are dealing with a ghost.

03/11/19

Stop Referring to Defaults as Something Real Living Lies

Stop Referring to Defaults as Something Real
Referring to the default as real, but with an explanation of how it is subject to rationalization or argument, completely undermines your argument that they have no right to be in court, to collect, to issue notices or initiate foreclosure.

03/06/19

Do Expert Declarations Help? Living Lies

Do Expert Declarations Help?
The bottom line is that facts — or absence of required facts — is what persuades the judge. The value of good investigation and case analysis lies not in the opinion of the writer of the report but

03/06/19

Ocwen planning to lay off more than 2,000 mortgage employees Housing Wire

Ocwen planning to lay off more than 2,000 mortgage employees
Ocwen Financial plans to reduce its overall workforce by more than 2,000 employees over the course of this year, as the nonbank moves to reduce its costs after its $360 million acquisition of PHH.

03/05/19

Is that Mortgage or Deed of Trust Void or Just Unenforceable? Living Lies

Is that Mortgage or Deed of Trust Void or Just Unenforceable?
Proving that an instrument is unenforceable does not void the instrument unless it is unenforceable by anyone. Better to prove that it should never have been written.

03/04/19

Gary Dubin: Proposed Mortgage Integrity Act (MIA): Living Lies

Gary Dubin: Proposed Mortgage Integrity Act (MIA):
For ten years, Gary Dubin in Hawaii has been practicing law defending homeowners from foreclosure. He has preached his own version of how to combat foreclosure fraud. And he has practiced what he preached. I find his work enlightening and refreshing. So when I read his Proposed Mortgage Integrity Act (MIA) I decided to republish it in its entirety.

03/04/19

Disruptive Innovation in the Legal Industry Ross Intelligence

Disruptive Innovation in the Legal Industry
Disruptive innovation” is one of those phrases that you hear a lot, but few people seem to know its true meaning. I’m guilty of this myself. Disruptive innovation is a theory by Clay Christensen, a professor at Harvard Business School,

03/01/19

TILA Rescission and Bankruptcy: What Happens When the Bankruptcy Court Gets it Wrong Living Lies

TILA Rescission and Bankruptcy: What Happens When the Bankruptcy Court Gets it Wrong
When TILA rescission has occurred the encumbrance is eliminated and the debt converts from one arising from a promissory note to one arising from a statute — 15 USC §1635.

02/25/19

Enforcement of Note vs. Enforcement of Mortgage Living Lies

Enforcement of Note vs. Enforcement of Mortgage
Watch out for the discrepancy between enforcement of a note and enforcement of an encumbrance. Enforcement of the note requires proof that the claimant is the owner of the debt, or has been authorized by the owner of the debt to enforce the note. Enforcement of the mortgage requires that the claimant be the owner of the debt.

02/21/19

Bringing justice home: Creating a Bureau of Housing and Loan Fraud in the Queens DA’s Office Amsterdamnews.com

We are now 10 years out of the Great Recession, and predatory lending and housing fraud continue to threaten and harm New Yorkers.

02/21/19

What Happens on A Motion to Dismiss? Living Lies

What Happens on A Motion to Dismiss?
Legal procedure is difficult to master in one sweep. But in all events you should know that everything before trial is strictly procedure and that your notions about right and wrong are almost besides the point.

02/19/19

Removing Liens Rendered Void by TILA Rescission 15 USC §1635 Living Lies

Removing Liens Rendered Void by TILA Rescission 15 USC §1635
Client goes into the office of an attorney and tells him/her that a notice of rescission was sent. The attorney without studying the issue says the rescission never happened. And so it goes.

02/18/19

Can MERS Assign the Debt? Living Lies

Can MERS Assign the Debt?
The answer is complicated. On its face and on its own the answer is obvious: since MERS never has any ownership of the debt or the note, it cannot transfer either one.

02/16/19

Are banks guilty of faking signatures on British court papers? The Guardian

Are banks guilty of faking signatures on British court papers?
A new campaign group claims the practice is taking place on an ‘industrial scale’

02/16/19

LaRace v. Wells Fargo Bank, N.A. as Trustee Update Glenn Russell

LaRace v. Wells Fargo Bank, N.A. as Trustee Update
Wells Fargo Bank filed its Motion for Summary Judgment Against Mark and Tammy LaRace on January 14, 2019, and The Firm just filed its Opposition to this Motion Wells Fargo has tried to remove our clients from their residential property for the past decade, including being the unnamed party in the nationally cited case U.S. Bank Nat'l Ass'n v. Ibanez, 458 Mass. 637, 941 N.E.2d 40 (MA SJC 2011).

02/15/19

Deutsche Bank reverses pledge to help distressed homeowners American Banker

Deutsche Bank reverses pledge to help distressed homeowners
Deutsche Bank has decided that none of the more than $4 billion it promised to spend on consumer relief after the global mortgage crisis will go to distressed U.S. homeowners, according to a report by the monitor of the 2017 settlement.

02/15/19

Ex-Fannie Mae Employee Found Guilty of Multi-Million Dollar Scheme Involving Property Listings and Approval of Below-Market Sales Lawfuel.com

Ex-Fannie Mae Employee Found Guilty of Multi-Million Dollar Scheme Involving Property Listings and Approval of Below-Market Sales
SANTA ANA, California – A former employee of Fannie Mae in Irvine has been found guilty of federal fraud charges related to bribes and kickbacks she took from brokers in exchange for Fannie Mae real estate listings and her approval of discounted sales of Fannie Mae-owned properties.

02/15/19

A Movement to Hold Judges Accountable for Their Illegal Actions Living Lies

A Movement to Hold Judges Accountable for Their Illegal Actions
Recent articles are beginning to take seriously what homeowners have been saying for more than a decade — that a separate set of rules applies to foreclosures that are biased against consumers, borrowers and homeowners.

02/14/19

Thanks to Artificial Intelligence, Finding a Florida Lawyer Just Got Easier Law.com

Thanks to Artificial Intelligence, Finding a Florida Lawyer Just Got Easier
Meet the Florida Bar's new and improved online lawyer referral service, covering 120 practice areas in 47 counties and featuring 12 different languages.

02/14/19

Facially Valid for Those Inclined to Latin Living Lies

Facially Valid for Those Inclined to Latin
Bill Paatalo in his unrelenting search for doctrine that covers the widespread fraud confronting borrowers of all types including especially homeowners, has found some old English common law concepts that do have some application in today’s chaos in the courtroom. His question related to the Latin doctrine Nul Tiel Record.

02/13/19

Caliber and LSF9 Trust Example of Smoke and Mirrors Living Lies

Caliber and LSF9 Trust Example of Smoke and Mirrors
The lesson is keep your eye on the ball. The natural human reaction to an affidavit is to assume it is true. We assume that it would not be submitted if the lawyers knew it wasn’t true.

02/13/19

Bill Would Make Online Access to Federal Court Records Free Courthouse News Service

Bill Would Make Online Access to Federal Court Records Free
ATLANTA (CN) — House lawmakers introduced a bipartisan bill Wednesday that would remove online paywalls and make federal court records free to the public.

02/13/19

Contract AI: How Legal Departments Evaluated, Use Artificial Intelligence Tools Spendmatters.com

Contract AI: How Legal Departments Evaluated, Use Artificial Intelligence Tools
A new report for Seal Software sheds light on how companies’ legal departments are preparing for or using the latest tools associated with artificial intelligence to analyze contracts

02/13/19

HUD’s System for Processing Public Records Requests Died During the Shutdown ProPublica

HUD’s System for Processing Public Records Requests Died During the Shutdown
The contract for the agency’s electronic system for managing FOIA requests lapsed in early January and hasn’t been renewed. Delays are mounting.

02/13/19

McGreevey wins: Veteran who alleged illegal foreclosure gets $125,000 settlement Oregonlive.com

McGreevey wins: Veteran who alleged illegal foreclosure gets $125,000 settlement
When Marine Jacob McGreevey returned home to Vancouver after four years in Afghanistan and Iraq war zones, the fight wasn’t over. No, McGreevey launched into more combat, this time against the company he claimed illegally foreclosed on his house.

02/12/19

Future Law School. What Does It Look Like? Forbes

Future Law School. What Does It Look Like?
Crises in the justice systems across the world leave a huge imprint on the legal education system, which already has enough internal and external problems.

02/12/19

Attorney General James to Urge Consumer Financial Protection Bureau to Reject Anti-Consumer Protection Policies Longisland.com

Attorney General James to Urge Consumer Financial Protection Bureau to Reject Anti-Consumer Protection Policies
New York, NY - February 12, 2019 - New York Attorney General Letitia James today led a coalition of 21 State Attorneys General in urging the Consumer Financial Protection Bureau (CFPB) not to adopt recently-proposed policies that would erode critical consumer protections under the guise of fostering innovation in the consumer financial marketplace

02/11/19

CFPB is looking out for financial predators instead of Main Street The Hill

CFPB is looking out for financial predators instead of Main Street
To protect Main Street Americans — consumers, investors, homeowners, students, soldiers, retirees and the elderly — from predatory financial behavior and financial instability that can lead to devastating financial crashes like 2008, the Dodd-Frank law created the Consumer Financial Protection Bureau (CFPB).

02/11/19

Making the Foreclosure Process More Efficient DS News

Making the Foreclosure Process More Efficient
New Jersey's Senate Community and Urban Affairs Committee has passed bipartisan legislation consisting of a package of nine bills that are aimed at streamlining pending foreclosure cases in the state.

02/11/19

Why Fabrications? Why Forgeries? Living Lies

Why Fabrications? Why Forgeries?
In an increasing number of foreclosure cases, homeowners are going head to head with the lawyers who file claims on behalf of entities on the basis of fabricated and/or forged instruments that in many cases were also recorded in county records.

02/08/19

Denied Modification: A Cog of the Loan Servicing Industry Profit Factory Attorney At Law Magazine

Denied Modification: A Cog of the Loan Servicing Industry Profit Factory
In the iconic holiday movie “Christmas Vacation” cousin Eddie congratulates Clark Griswold for receiving a subscription to the Jelly of the Month club as his Christmas bonus. “Clark, that’s the gift that keeps on giving all year long.” I could say the same thing about Wells Fargo, the financial institution whose unethical business practices have kept regulators and consumer lawyers busy for the past decade.

02/05/19

MERS AND ITS ROLE AS A PLAINTIFF AND DEFENDANT … OR THE LACK THEREOF! Clouded Titles Blog

MERS AND ITS ROLE AS A PLAINTIFF AND DEFENDANT … OR THE LACK THEREOF!
This is an educational overview as to what has taken place in the American legal forums in the last two decades and my take on what it all means:

02/05/19

Facial Validity vs Enforceability Living Lies

Facial Validity vs Enforceability
It is universally accepted that a mortgage or deed of trust may not enforced except by the owner of the actual debt. The debt exists regardless of whether it is in writing or not. While a promissory note might be enforced

02/04/19

About Legal Research And Fact Analysis Living Lies

About Legal Research And Fact Analysis
When people retain us to perform analysis, what we are doing is applying our knowledge of facts regarding the current context of foreclosures, foreclosure defenses and claims based upon wrongful foreclosures. Each case must be carefully analyzed

02/02/19

Return To Prudent Banking Act: Bill To Reign In Predatory Banks Introduced Inquisitr.com

Return To Prudent Banking Act: Bill To Reign In Predatory Banks Introduced
A bipartisan bill called the Return to Prudent Banking Act has been introduced in Congress to reinstate crucial consumer protections against predatory banking practices in place until 1999

01/31/19

Federal Court 2015 Deutsch Bank Case Reveals Bank Willingness to Lie Directly to the Court Living Lies

Federal Court 2015 Deutsch Bank Case Reveals Bank Willingness to Lie Directly to the Court
A mere glance at the procedure invoked by the attorney supposedly representing Deutsch Bank reveals the arrogance with which the lawyers present false cases based upon false documents and false execution of documents.

01/30/19

Facially Invalid Recorded Documents Living Lies

Facially Invalid Recorded Documents
The view proffered by the banks would require them to accept declarations of fact from potential borrowers without any indicia of truth or reliability. It is opposite to the manner in which they do business. Currently they have it both ways,

01/29/19

Rogue REMICs? 2016 Study Reveals Lack of Standing Living Lies

Rogue REMICs? 2016 Study Reveals Lack of Standing
I read a lot. I came across this article today published in 2016. Nobody has paid attention to it but as far as I can tell on first skim, the author has both coined the name “rogue REMIC” and described it well enough to come to a conclusion,

01/28/19

Short Videos on “The Men Who Stole the World” Living Lies

Short Videos on “The Men Who Stole the World”
I’m not sure of the production details but what I have seen is directly on point and corroborates my own interviews with insiders who were never indicted.

01/28/19

Data Breach Reveals Tech Players in Storage and Manipulation of Documents Living Lies

Data Breach Reveals Tech Players in Storage and Manipulation of Documents
I often find clues to the “who” question of reporting in little known articles about data breaches. We find in this article the names of players who

01/26/19

Kamala Harris' complicated history with Wall Street will come under scrutiny in the 2020 race CNBC

Kamala Harris' complicated history with Wall Street will come under scrutiny in the 2020 race
Sen. Kamala Harris' history with Wall Street and the banking industry is about to come under scrutiny in a big way as the California Democrat joins

01/24/19

Tonight! Foreclosure Mills Are Accountable Under FDCPA Living Lies

Tonight! Foreclosure Mills Are Accountable Under FDCPA
I think the recent spate of cases against law firms who collect debts is indicative of the tremendous liability assumed by a lawyer who, knowing that there are defects in the claim, pursues it anyway.

01/24/19

The Facts Behind Smoke and Mirrors Living Lies

The Facts Behind Smoke and Mirrors
Nearly everyone is confused as to the identity of the real holder in due course, or the “creditor,” or the owner of the debt. Nearly everyone thinks that ultimate it is investors who purchased certificates.

01/23/19

Millions of bank loan and mortgage documents have leaked online Techcrunch.com

Millions of bank loan and mortgage documents have leaked online
trove of more than 24 million financial and banking documents, representing tens of thousands of loans and mortgages from some of the biggest banks in the U.S., has been found online after a server security lapse.

01/23/19

Tolling the Statute of Limitations by Initiating Administrative Processes Living Lies

Tolling the Statute of Limitations by Initiating Administrative Processes
A recent case brought to mind a possible argument for tolling the applicable statute of limitations (SOL) on certain claims. By submission of complaints to the CFPB (TILA, RESPA, FDCPA etc) you are starting an administrative process. It might even be true that by submitting a QWR (under RESPA) or DVL (under FDCPA)

01/22/19

Gary Dubin on Foreclosure Reform and Deficiency Judgments Living Lies

Gary Dubin on Foreclosure Reform and Deficiency Judgments
To my knowledge, the only other lawyer that is persistently publishing and broadcasting valuable information about foreclosure defense is Gary Dubin. He has published an article that is very much worth reading.

01/21/19

“True Lender” Lawsuits Causing Business and Legal Headaches for Banks Living Lies

“True Lender” Lawsuits Causing Business and Legal Headaches for Banks
hat tip Bill Paatalo You can’t pick up one end of the stick without picking up the other end as well. Or, if you like, you can’t eat your cake and still have it.

01/20/19

Firm Scores Important Ruling From Massachusetts Appeals Court in Starkey v. Deutsche Bank, N.T. Co., et al Glenn Russell

Firm Scores Important Ruling From Massachusetts Appeals Court in Starkey v. Deutsche Bank, N.T. Co., et al
Mr. and Mrs. Starkey enlisted the help of this Firm to defend the attempted foreclosure of their home in January of 2009. The Firm defended the Starkey's position in the Land Court, as well as at the Superior Court.

01/18/19

MERS Is NOTHING — The Correct Translation of “MIN” Living Lies

MERS Is NOTHING — The Correct Translation of “MIN”
Without a contract in writing executed with the formalities required for transfer of interests in real property, it is highly probable that any instrument executed on behalf of MERS means nothing

01/17/19

Worcesteria: Irony is hard Worcester Magazine

Worcesteria: Irony is hard
FORECLOSURE NOTICE: Looks like the city is gearing up to take some action on foreclosures after the Worcester Anti-Foreclosure Team made a showing at the City Council meeting this week to demand the Council pass an ordinance and implement some internal policies to assist homeowners facing foreclosure.

01/16/19

Solving the Puzzle: Settlements with Homeowners Are Rising Living Lies

Solving the Puzzle: Settlements with Homeowners Are Rising
Hat tip Michael Bazemore It’s not easy to see but if you look at the court docket after a ruling against the parties designated as “foreclosing parties” you can see that these cases are often dismissed with reference to an agreement or settlement between the parties.

01/15/19

UPL, FELONY PERJURY: THE UNINTENDED CONSEQUENCES OF DOCUMENT MANUFACTURING! Cloudedtitlesblog.com

UPL, FELONY PERJURY: THE UNINTENDED CONSEQUENCES OF DOCUMENT MANUFACTURING!
“I was just doing my job.” What kind of response do you think you’d get from a robosigner in a deposition when asked how they prepared or executed a recorded assignment?

01/15/19

THE SYSTEM OF THINGS IS IN PLAY IN ORANGE COUNTY, FLORIDA! Cloudedtitlesblog.com

THE SYSTEM OF THINGS IS IN PLAY IN ORANGE COUNTY, FLORIDA!
(ORLANDO, FLORIDA) — A Florida Circuit Court Judge has put the brakes on a foreclosure sale by setting an evidentiary hearing after a Motion to Vacate was

01/15/19

Example of Homeowner Winning in Sarasota Florida Living Lies

Example of Homeowner Winning in Sarasota Florida
Ryan Torrens, Esq., a Florida attorney who apparently does his homework, posted this article on his website. see Summary Judgment for Homeowner – Don’t give Up

01/14/19

Attorney Mark Stopa says he never wants to practice law again but the Florida Bar won't let him retire Tampa Bay Times

Attorney Mark Stopa says he never wants to practice law again but the Florida Bar won't let him retire
Embattled foreclosure defense attorney Mark Stopa is seeking "permanent retirement,'' in part to head of a hearing on new complaints against him.

01/14/19

Distilling the 20 Points of TILA Rescission: 9th Circuit Allows “Claim” for Rescission Under WA Statute of Limitations Living Lies

Distilling the 20 Points of TILA Rescission: 9th Circuit Allows “Claim” for Rescission Under WA Statute of Limitations
I have distilled the legal points and procedure of TILA Rescission down to their essentials and specifics as you can see below. In the case presented the 9th Circuit ruled in favor of the homeowner but in so doing

01/11/19

Reimagining Innovation In Legal Education Abovethelaw.com

Reimagining Innovation In Legal Education
Ari Kaplan speaks with Gabe Teninbaum, a professor at Suffolk University Law School and the director of the Institute on Legal Innovation and Technology.

01/11/19

‘Could you make these guys essential?’: Mortgage industry gets shutdown relief after appeal to senior Treasury officials Washington Post

‘Could you make these guys essential?’: Mortgage industry gets shutdown relief after appeal to senior Treasury officials
After an intense lobbying campaign by the mortgage industry, the Treasury Department this week restarted a program that had been sidelined by the partial government shutdown, allowing hundreds of Internal Revenue Service clerks to collect paychecks as they process forms vital to the lending industry.

01/11/19

Portrait of a Whistleblower: The Establishment is Rigged Against Truth Living Lies

Portrait of a Whistleblower: The Establishment is Rigged Against Truth
For those who like what I write but have doubts about what I am saying consider this article that is based upon truth and nothing but the truth. According to a Rolling Stone article published in 2015 by Matt Taibbi, “one of America’s ugliest secrets

01/10/19

Kamala Harris Tells Big Lie: That 2012 Mortgage Settlement Was a Good Deal for Homeowners Naked Capitalism

Kamala Harris Tells Big Lie: That 2012 Mortgage Settlement Was a Good Deal for Homeowners
The Big Whopper season is already upon us, in the form of presidential aspirants telling egregious lies about their track records. The Wall Street Journal tonight covers a section from Kamala Harris’ new book,

01/10/19

SCOTUS Oral Argument Illuminates the Main Question in Foreclosures: What are the roles of the parties? Living Lies

SCOTUS Oral Argument Illuminates the Main Question in Foreclosures: What are the roles of the parties?
Two days ago in the case of Obudskey v McCarthy and Holthus LLP the Supreme Court of the United States (SCOTUS) heard oral argument on issues relating to the application of the Federal Debt Collection Procedures Act (FDCPA).

01/09/19

Banks Are Baffled by Florida Supreme Court Ruling in Glass v Nationwide Living Lies

Banks Are Baffled by Florida Supreme Court Ruling in Glass v Nationwide
Today (hat tip to Greg Da Goose) I received an article published by Burr Forman (bank lawyers) that admitted that the ruling was surprising and also projected that the ruling could have far reaching implications under various proceedings and laws.

01/08/19

FLA S Ct Reverses Course on Homeowner’s Award of Attorney Fees and Raises Other Issues for Defense of Foreclosures Living Lies

FLA S Ct Reverses Course on Homeowner’s Award of Attorney Fees and Raises Other Issues for Defense of Foreclosures
For those of us that have access to the data, we know that homeowners are winning foreclosure cases all the time. Nobody else knows because as soon as a homeowner wins or gets into a winning position they are offered money for their silence.

01/07/19

DannLaw files suit alleging Wells Fargo defrauded two borrowers who were wrongly denied home mortgage modifications EIN Presswire

DannLaw files suit alleging Wells Fargo defrauded two borrowers who were wrongly denied home mortgage modifications
CLEVELAND, OHIO, UNITED STATES, January 7, 2019 /EINPresswire.com/ -- DannLaw attorneys today filed suit against Wells Fargo on behalf of two borrowers who lost their homes after the bank refused to grant mortgage loan modifications for which they qualified.

01/04/19

The embarrassment that is Wells Fargo Charlotte Observer

The embarrassment that is Wells Fargo
Editorial boards prefer to be prescriptive with the opinions we offer. A good gripe might be satisfying, but it’s more productive when that comes with suggestions on how things might get better.

01/04/19

Texas Two Step: “Successors and Assigns” Living Lies

Texas Two Step: “Successors and Assigns”
Homeowners are losing to legal presumptions arising from apparently facially valid documents. Thus defensive strategies, tactics and narratives should include a robust attack on the facially validity of the instruments relied upon by parties seeking foreclosure.

01/02/19

Repeated errors cost hundreds of people their homes—now Wells Fargo wants to buy their silence Dailykos.com

Repeated errors cost hundreds of people their homes—now Wells Fargo wants to buy their silence
A class-action lawsuit alleges that Wells Fargo screwed up the same exact way almost 900 times, costing over 500 people their homes. As with most of Wells Fargo’s previous “errors” that caused widespread devastation, the horse-and-wagon bank has made an insufficient attempt to make good with its victims by pleading ignorance and throwing not nearly enough money at the problems it created.

01/02/19

Federal lawsuit accuses Wells Fargo of unlawful foreclosure of Starkville man's home Clarionledger.com

Federal lawsuit accuses Wells Fargo of unlawful foreclosure of Starkville man's home
A Starkville daughter and father have filed a federal lawsuit against Wells Fargo Home Mortgage alleging the national bank unlawfully foreclosed on the father’s home while still negotiating with them.

01/02/19

ENTER 2019 AND THE NEW MERS! Cloudedtitlesblog.com

ENTER 2019 AND THE NEW MERS!
If you haven’t been paying attention to the “new and improved MERS”, you should be. As of October of last year, Intercontinental Exchange, Inc. (“ICE”; the same bunch that owns the New York Stock Exchange) took over MERSCORP Holdings, Inc. and Mortgage Electronic Registration Systems, Inc.

01/02/19

Standing Rock’s Surprising Legacy: A Push for Public Banks Yes Magazine

Standing Rock’s Surprising Legacy: A Push for Public Banks
The effort to divest from Wall Street—and stop environment-killing projects gained momentum after the historic pipeline protest. Here’s what a city needs, and could gain, from municipal banking.

01/01/19

"Foreclosure Machine." Meet the man who coined the phrase: mild mannered plain speaking Robert M Janes MATHEWS STREET, AMERICA

"Foreclosure Machine." Meet the man who coined the phrase: mild mannered plain speaking Robert M Janes
Ringing in the new year with more good enlightening analysis from a mentor of mine for over five years, Robert M. Janes, attorney retired. California homeowners especially but any homeowners throughout the country have a true hero and guide in the author of book Fighting the Foreclosure Machine

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