Daily News related to the Foreclosure Crisis The biggest unpunished heist in human history - Max Keiser |
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occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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Article Articles are added weekly |
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12/26/19 |
Massachusetts Appeals Court Holds That a Tenant who is a Complete Stranger to Title Has Standing to Challenge the Validity of a Foreclosure Within the Context of an Eviction Action | Jdsupra |
Massachusetts Appeals Court Holds That a Tenant who is a Complete Stranger to Title Has Standing to Challenge the Validity of a Foreclosure Within the Context of an Eviction Action |
12/26/19 |
U.S. Bank Trust, N.A. v. Johnson | Justia |
U.S. Bank Trust, N.A. v. Johnson |
12/26/19 |
Damages Under Dodd-Frank: Federal Court Awards CFPB $59 Million in Unprecedented Penalties and Restitution Analysis | Jdsupra |
Damages Under Dodd-Frank: Federal Court Awards CFPB $59 Million in Unprecedented Penalties and Restitution Analysis |
12/26/19 |
BELATED CHRISTMAS PRESENT … WHEN WITNESSES DON’T HAVE PERSONAL KNOWLEDGE | Clouded Titles Blog |
BELATED CHRISTMAS PRESENT … WHEN WITNESSES DON’T HAVE PERSONAL KNOWLEDGE |
12/24/19 |
This was supposed to be the decade of tougher consumer protections. That didn’t happen | CNBC |
This was supposed to be the decade of tougher consumer protections. That didn’t happen |
12/24/19 |
Wall Street On Parade’s Ongoing Series on the Federal Reserve’s 2019 Bailout of Wall Street | Wall Street On Parade |
Wall Street On Parade’s |
12/23/19 |
TILA Claims Can be Raised in Recoupment – Defensively | Living Lies |
TILA Claims Can be Raised in Recoupment – Defensively As Russ Baldwin and other lawyers have pointed out, borrowers can raise and use TILA violations and maybe FDCPA violations defensively even if they are otherwise barred as affirmative claims. The way it works is simple — |
12/20/19 |
Statement of ABA President Judy Perry Martinez Re: Increased funding for Legal Services Corporation | American Bar |
Statement of ABA President Judy Perry Martinez Re: Increased funding for Legal Services Corporation WASHINGTON, Dec. 20, 2019 – The American Bar Association applauds Congress for increasing funding to the Legal Services Corporation. In the budget bill approved this week, |
12/20/19 |
JPMorgan and Goldman, Under Criminal Probes, Close in the Red Despite Trading their Own Bank Stocks in their Own Dark Pools | Wall Street On Parade |
JPMorgan and Goldman, Under Criminal Probes, Close in the Red Despite Trading their Own Bank Stocks in their Own Dark Pools All three major stock indices set new highs yesterday. The Nasdaq led with a 0.67 percent gain; the Dow Jones Industrial Averaged closed with a 0.49 percent increase while the S&P 500 inched up 0.45 percent. Stocks have been setting new highs all week as the New York Fed funnels tens of billions of dollars each day to Wall Street’s |
12/20/19 |
SCOTUS: FDCPA Claims Must Be Filed Within One Year of Date of Violation, Not Discovery of Violation — maybe | Living Lies |
SCOTUS: FDCPA Claims Must Be Filed Within One Year of Date of Violation, Not Discovery of Violation — maybe Three Key Takeaways The FDCPA’s statute of limitations ordinarily begins to run when the violation occurs, not when it is discovered. |
12/18/19 |
Banks are using “settlement” as a means to fill title gaps. Don’t fall for it. | Living Lies |
Banks are using “settlement” as a means to fill title gaps. Don’t fall for it. So what the bank lawyers are trying to do is put us to sleep with the legalese wording and essentially appear to be saying one thing when in fact they are saying something completely different. |
12/18/19 |
They Made a Killing on the Mortgage Crisis. Now They Run Trump’s America. | Mother Jones |
They Made a Killing on the Mortgage Crisis. Now They Run Trump’s America. Some of the same men who profited big-time off of predatory foreclosures during the Great Recession are now in Trump’s inner circle. They serve in his cabinet and count themselves among his best friends. |
12/16/19 |
Bankers Are Playing With Fire, Once Again | Bloomberg |
Bankers Are Playing With Fire, Once Again In an interview, ex-FDIC chief Sheila Bair says weakening the post-crisis rules is wrongheaded and that a Monte Paschi-type event could happen again. |
12/16/19 |
Defending Foreclosure is Practice Not Theory: Discovery is the Key | Living Lies |
Defending Foreclosure is Practice Not Theory: Discovery is the Key I’m not sure why there are people who are calling my approach theoretical. My focus is strictly practical — using the rules of civil procedure to expose the truth of the matter asserted. |
12/13/19 |
90-Day Pre-Foreclosure Notice: The Mega Defense To Destroy a Residential Mortgage Foreclosure Action | New York Law Journal |
90-Day Pre-Foreclosure Notice: The Mega Defense To Destroy a Residential Mortgage Foreclosure Action The 90-day notice is a powerful defense that can result in dismissal of a residential foreclosure action. The law, however, is rapidly changing. New York Real Property Actions and Proceedings Law §1304 requires a lender, assignee, or mortgage loan servicer to mail a notice advising the borrower(s) that his or her home is at risk of foreclosure. |
12/13/19 |
Startup plans to allow consumers to purchase homes without a mortgage | Housing Wire |
Startup plans to allow consumers to purchase homes without a mortgage One new Los Angeles-based investor-backed startup is claiming it will get Americans into homes without requiring a mortgage. |
12/13/19 |
The Bipartisan Profiteers Who Demolished the American Dream | KCRW |
The Bipartisan Profiteers Who Demolished the American Dream The 2008 housing meltdown that effectively busted the American dream of home ownership has morphed into a new heist based on corporate rental empires with all the same culprits. |
12/13/19 |
Here is the Debt: Securitization Shell Game | Living Lies |
Here is the Debt: Securitization Shell Game Yes ownership of the debt and payment for the debt, for the first time in history is actually split contrary to law. Under current law it is impossible to own the debt without paying for it. |
12/11/19 |
Getting a Foreclosure Defense Lawyer is a Process | Living Lies |
Getting a Foreclosure Defense Lawyer is a Process There are many good lawyers in all States. However most lawyers refuse to take engagements for foreclosure defense. They can be convinced otherwise if they receive |
12/10/19 |
Investors Were Not Injured By Non Payment from Homeowners. They Were Injured by Non Payment from Investment Banks | Living Lies |
Investors Were Not Injured By Non Payment from Homeowners. They Were Injured by Non Payment from Investment Banks The trap door is thinking that investors were hurt by borrowers failing to make payments when in fact they were injured by brokerage companies not paying them regardless of how much money was being received and created. |
12/09/19 |
BIS Drops a Bombshell: Four U.S. Mega Banks Are Core of Repo Loan Crisis | Wall Street On Parade |
BIS Drops a Bombshell: Four U.S. Mega Banks Are Core of Repo Loan Crisis Yesterday, the Bank for International Settlements (BIS) dropped a bombshell report that torpedoed the Federal Reserve’s official narrative on what has caused the overnight lending market |
12/09/19 |
Banks and Foreclosure Mills Stepping Up Attacks on LivingLies Through Proxies | Living Lies |
Banks and Foreclosure Mills Stepping Up Attacks on LivingLies Through Proxies Apparently my most recent posts have produced a flurry of activity from proxies who are supported by investment banks acting through their conduit Servicers and Foreclosure Mills. |
12/09/19 |
Fannie Mae, Freddie Mac watchdog prepping for "massive IPO" | Housing Wire |
Fannie Mae, Freddie Mac watchdog prepping for "massive IPO" The watchdog for Fannie Mae and Freddie Mac is interviewing Wall Street firms to handle a public offering of the shares of the nation’s two largest mortgage |
12/09/19 |
Did U.S. steal $300 billion from investors in ‘coercive’ takeover of Fannie Mae, Freddie Mac? | Philadelphia Inquirer |
Did U.S. steal $300 billion from investors in ‘coercive’ takeover of Fannie Mae, Freddie Mac? The depressed share prices of Fannie Mae and Freddie Mac have perked up a bit this year, while a legal challenge to the way the U.S. Treasury has collected billions of dollars from the home-loan finance giants |
12/07/19 |
Nims v. Bank of New York Mellon - Oral Argument Obsolete Mortgage Statute | Glenn F Russell |
Nims v. Bank of New York Mellon - Oral Argument Obsolete Mortgage Statute On December 03, 2019, the Massachusetts Appeals Court held oral argument on Nims v. Bank of New York Mellon as Trustee, et. al, Ca. No. 2019-P-0179. |
12/06/19 |
Foreclosure Attorneys Introduced to Trial Practice | New York Law Journal |
Foreclosure Attorneys Introduced to Trial Practice Some New York courts have increasingly ordered risk-averse foreclosure plaintiffs to go to trial. These trials frequently conclude in dismissal and require the plaintiff to recommence the action within the time constraints of an eclipsing statute of limitations.Al Degatano is a Senior Court Attorney Referee in the Foreclosure Settlement Conference Part and the Foreclosure Trial Part in Westchester County. |
12/06/19 |
The Eerie Similarities Between American Homeowner Foreclosure and the US House Impeachment Inquiry(s) | Deadly Clear |
The Eerie Similarities Between American Homeowner Foreclosure and the US House Impeachment Inquiry(s) For over a decade, American Homeowners have been fighting the corruption that stems from the banks to legislators and down through the judiciary… and all the way up to the top of the political chain. |
12/06/19 |
Why Are We Still Dealing with Aurora and Lehman? | Living Lies |
Why Are We Still Dealing with Aurora and Lehman? Keep in mind that Aurora is a subsidiary of Lehman. They are both in Bankruptcy but are being kept technically alive in BKR court for the sole purpose of making actions appear to be legitimate attempts to collect a debt. |
12/06/19 |
Bombshell Report: The Fed Has Not Rejected One Bank Merger Application Out of 3800 Submitted in Past 11 Years | Wallstreetonparade.com |
Bombshell Report: The Fed Has Not Rejected One Bank Merger Application Out of 3800 Submitted in Past 11 Years In advance of its December 4 hearing to question if federal bank regulators are adequately watching over the nation’s banks, the House Financial Services Committee |
12/05/19 |
“Smoking Gun” Proof That JPMorgan Chase Never Acquired Beneficial Interest In My WaMu Loan Through The FDIC | Bill Paatalo |
“Smoking Gun” Proof That JPMorgan Chase Never Acquired Beneficial Interest In My WaMu Loan Through The FDIC This little piece of production in my Oregon Ejectment Action just confirmed what I have been testifying to since day-one: Chase acquired no ownership of loans that WaMu sold and securitized prior to the September 25, 2008 takeover by the FDIC. |
12/04/19 |
'I would have thought there’d be a revolution in the streets:' author Michael Lewis on Trump's dismantling of the CFPB | Yahoo |
'I would have thought there’d be a revolution in the streets:' author Michael Lewis on Trump's dismantling of the CFPB As the decade comes to a close, Michael Lewis, author of “The Big Short,” is taking a look back at bank regulation since the financial crisis of 2008. |
12/04/19 |
The repo market is ‘broken’ and Fed injections are not a lasting solution, market pros warn | Market Watch |
The repo market is ‘broken’ and Fed injections are not a lasting solution, market pros warn The Federal Reserve’s ongoing efforts to shore up the short-term “repo” lending markets have begun to rattle some market experts. The New York Federal Reserve has spent hundreds of billions of dollars to keep credit flowing through short term money markets since mid-September when a shortage of liquidity caused a spike in overnight borrowing rates. But as the Fed’s interventions have entered a third month, concerns about the market’s dependence on its daily doses of liquidity have grown. |
12/04/19 |
Mortgage industry maintains compliance under Trump administration | Housing Wire |
Mortgage industry maintains compliance under Trump administration But is it because there are less regulations to comply to? |
12/04/19 |
Post Judgment Assignments Continue to Baffle Homeowners and Foreclosure Defense Lawyers | Living Lies |
Post Judgment Assignments Continue to Baffle Homeowners and Foreclosure Defense Lawyers Charles Koppa in San Diego was the first person to point out to me that the activities after even a nonjudicial sale told the real story about the what was going on. |
12/03/19 |
7th Circuit Affirms $582,000 Punitive Damages Against Ocwen | Living Lies |
7th Circuit Affirms $582,000 Punitive Damages Against Ocwen We are not sure how many human errors a company like Ocwen gets before a jury can reasonably infer a conscious disregard of a person’s rights, but we are |
12/02/19 |
Early-bird special: CFPB to reward firms that quickly fix violations | American Banker |
Early-bird special: CFPB to reward firms that quickly fix violations The Consumer Financial Protection Bureau is planning to give companies accused of wronging consumers a chance to get released early from consent orders. |
12/02/19 |
How securitization affects defense strategy in securitization cases. | Living Lies |
How securitization affects defense strategy in securitization cases. A new set of lawyers is coming into the marketplace and they smell blood. They are seeking guidance and they are up for making money and winning |
11/30/19 |
Foreclosure + Corruption = Homelessness | Snohomish County Reporter |
Foreclosure + Corruption = Homelessness Take a drive along I-5 in Seattle and they’re everywhere. Tents. Throughout Washington, tens of thousands of people have been relegated to life on the streets, part of a nationwide epidemic in which 500,000 Americans are homeless. |
11/30/19 |
TEN YEARS LATER … HAS YOUR DEFINITION OF “INSANITY” CHANGED YET? | Clouded Titles Blog |
TEN YEARS LATER … HAS YOUR DEFINITION OF “INSANITY” CHANGED YET? Who would have ever thought that me breaking my foot would steer me down a path of moral concern, that is, America’s foreclosure crisis based on phony documents? |
11/29/19 |
Answering the Shell Game | Living Lies |
Answering the Shell Game Most of the questions I get come from lawyers and homeowners who are totally confused by the array of names of companies that appear, disappeared and replaced by lawyers operating under instructions from command central — a group of lawyers who |
11/27/19 |
Stonehedge challenges foreclosure; hotel still taking reservations | Lowell Sun |
Stonehedge challenges foreclosure; hotel still taking reservations TYNGSBORO — With just a week before the Stonehedge Hotel and Spa is set to go up for foreclosure auction, the hotel’s owner is taking the mortgage lender, Lowell Five Bank, to court. Boston East Tyngsboro Holdings, LLC, the hotel’s parent corporation, filed a motion in Middlesex County Superior Court on Wednesday asking for a preliminary injunction to prevent the auction from going forward. The company also filed a civil complaint against the bank seeking damages and injunctive relief related to “breach of contract, unjust enrichment, breach of covenant of good faith and fair dealing, tortious interference with contract” and violations of consumer-protection laws under Massachusetts General Laws 93A. |
11/27/19 |
Confronting the Games Played By Stockbrokers Through Their Attorneys in Foreclosures | Living Lies |
Confronting the Games Played By Stockbrokers Through Their Attorneys in Foreclosures The first order of business is to recognize two things — (1) that it is a stockbroker who is the actual party foreclosing the mortgage and (2) that the stockbroker is NOT seeking restitution for an unpaid debt — all of which means that it isn’t really a foreclosure. |
11/26/19 |
New York Fed Adds $92.7 Billion to Markets | Wall Street Journal |
New York Fed Adds $92.7 Billion to Markets The Federal Reserve Bank of New York added $92.7 billion in temporary liquidity to the financial system on Tuesday. |
11/26/19 |
Interesting NY Decision on Acceleration: U.S. Bank N.A. v. Gordon, 176 A.D.3d 1006 (2d Dept. 2019) | Living Lies |
Interesting NY Decision on Acceleration: U.S. Bank N.A. v. Gordon, 176 A.D.3d 1006 (2d Dept. 2019) “failure to pay this delinquency, plus additional payments and fees that may become due, will result in the acceleration of your Mortgage Note. Once acceleration has occurred, a foreclosure action . . . may be initiated.” |
11/25/19 |
Navigating Foreclosure Court | Our Time Press |
Navigating Foreclosure Court Foreclosure Court is the last place a homeowner wants to be. And if you’re there, it would be best to have a foreclosure lawyer at your side. |
11/25/19 |
Retainer Agreements Cast Doubt on Whether Law Firms Are Advocates or Are One of the Real Parties in Interest | Living Lies |
Retainer Agreements Cast Doubt on Whether Law Firms Are Advocates or Are One of the Real Parties in Interest I completely get how there is immunity for lawyers advocating even bad positions for their clients. Anything less would chill access to the courts. No arguments here. |
11/24/19 |
Deval Patrick, Who Got Paid as Homeowners Lost Their Homes, Wants Democrats to Nominate Him for President | The Daily Beast |
Deval Patrick, Who Got Paid as Homeowners Lost Their Homes, Wants Democrats to Nominate Him for President Patrick was a rare Democrat among a small gang of moneymen—many of them close to Trump now—who cashed in when the economy crashed a decade ago. |
11/23/19 |
Firm Successfully Argues Denial of Motion For Judgment on The Pleadings In Starkey v. Deutsche Bank, N.T. Co. | Glenn Russell |
Firm Successfully Argues Denial of Motion For Judgment on The Pleadings In Starkey v. Deutsche Bank, N.T. Co. Indeed, we wrote a blog post on the Firm's decade long defense of the Starkey residence this past January 2019 Firm Successfully Argues Denial of Further Appellate Review In Starkey v. Deutsche Bank, N.T. Co. |
11/22/19 |
Going to Court Without a Lawyer Is New Normal for U.S. Litigants | Bloomberg |
Going to Court Without a Lawyer Is New Normal for U.S. Litigants Terry Winston knew the credit-card bills were nonsense, but her difficulty proving it in court shows how America’s two-tiered justice system -- one for those who can pay for a lawyer, the other for those who can’t -- has spread to civil litigation. |
11/22/19 |
Foreclosure Defense: To BKR or not to BKR, here are the issues in Bankruptcy | Living Lies |
Foreclosure Defense: To BKR or not to BKR, here are the issues in Bankruptcy The bottom line is that Chapter 7, 11, or 13 bankruptcy can be effective tolls in defending against unlawful foreclosures, but hey are not magic bullets. |
11/21/19 |
Flipping Fraud: Is It Really Any Different From What the Banks Are Doing? | Living Lies |
Flipping Fraud: Is It Really Any Different From What the Banks Are Doing? Hat tip to one of our readers and a frequent client of lendinglies.com. Flipping Fraud: the act of getting a deed executed in the name of someone who doesn’t own the property and then selling the deed to a third party. |
11/20/19 |
CFPB Finally Clarifies Rules for “Originators” | Living Lies |
CFPB Finally Clarifies Rules for “Originators” The most important label used by stockbrokers (acting as “investment banks”) was to label a company as an “originator”. The term had no actual meaning. |
11/20/19 |
Warren, Who Flipped Foreclosed Homes for Profit, Laments Lack of Affordable Housing | Free Beacon |
Warren, Who Flipped Foreclosed Homes for Profit, Laments Lack of Affordable Housing Sen. Elizabeth Warren (D., Mass.), who previously bought foreclosed properties to turn a quick profit, lamented the lack of affordable housing during Wednesday's presidential primary debate. |
11/20/19 |
Appellate Court Tells CitiMortgage It Can’t Force “Repurchase” Of What No Longer Exists | National Law Review |
Appellate Court Tells CitiMortgage It Can’t Force “Repurchase” Of What No Longer Exists A recent decision by the United States Court of Appeals for the Eighth Circuit offers some vindication for mortgage companies still facing “repurchase” demands made by the banks to which they sold residential mortgages in the years leading up to the financial crisis |
11/20/19 |
CFPB to consider changing or eliminating TRID rule | Housing Wire |
CFPB to consider changing or eliminating TRID rule The Consumer Financial Protection Bureau has been taking a long, hard look at some of the rules and regulations it has in place. |
11/19/19 |
FHFA issuing new rules on allowing Fannie Mae, Freddie Mac to rebuild capital | Housing Wire |
FHFA issuing new rules on allowing Fannie Mae, Freddie Mac to rebuild capital In 2018, the Federal Housing Finance Agency proposed a rule to implement new capital requirements for Fannie Mae and Freddie Mac. |
11/19/19 |
MERS is Probably an Offshore Operation | Living Lies |
MERS is Probably an Offshore Operation Just an observation based upon current information. MERS was acquired in 2008 by Intercontinental Exchange (ICE), a former Enron competitor. As its name implies |
11/19/19 |
Ocwen on the Hot Seat — Again | Living Lies |
Ocwen on the Hot Seat — Again Ocwen has repeatedly made mistakes and taken shortcuts at every stage of the mortgage servicing process, costing some consumers money and others their homes,” CFPB Director said in a statement. |
11/18/19 |
Trump’s Bank Regulators Open the Door to More Predatory Lending | The American Prospect |
Trump’s Bank Regulators Open the Door to More Predatory Lending A new proposed rule would allow ‘rent-a-bank’ schemes that could permit unlimited interest rates on loans as long as they come via a chartered bank. |
11/18/19 |
CFPB Lightens Requirements for Temporary LO License | Mortgage News Daily |
CFPB Lightens Requirements for Temporary LO License The Consumer Financial Protection Bureau (CFPB) has issued an Interpretive Rule for one type of loan originator licensing. |
11/18/19 |
To Appeal or Not To Appeal — What was the Question? | Living Lies |
To Appeal or Not To Appeal — What was the Question? Making a mistake is not appealable unto itself. You must show that the error caused an improper decision. And by “improper” I mean that there is no way under existing law that the decision was based upon the law or |
11/15/19 |
And for the Curious — MERS is a Trademark of Bank of America | Living Lies |
And for the Curious — MERS is a Trademark of Bank of America So much for being an independent private title registry It’s all smoke and mirrors. And an interested reader and client sent me this: |
11/18/19 |
The Fed is buying billions of mortgage bonds — here’s why it matters | Marketwatch |
The Fed is buying billions of mortgage bonds — here’s why it matters The Federal Reserve has dramatically picked up the pace of its mortgage bond purchases in recent months as it seeks to keep the housing finance market on an even keel as borrowers race to refinance. |
11/15/19 |
Why Are All the Documents Fake in foreclosures? | Living Lies |
Why Are All the Documents Fake in foreclosures? The problem that most pro se litigants and foreclosure defense lawyers have, as will be discussed in part on Thursday’s radio show with Patrick Giunta, is that most people fail to understand and therefore fail to plead and prove the nuanced difference between “the debt doesn’t exist” and “this foreclosure proceeding is a sham.” |
11/14/19 |
Army vet sues mortgage lender to stop foreclosure on East Lynn farm | WV Record |
Army vet sues mortgage lender to stop foreclosure on East Lynn farm WAYNE – A U.S. Army Iraq War Veteran is suing Carrington Mortgage over allegations it refused to offer him mortgage loan assistance and filed for foreclosure on his East Lynn farm where he and his son live after his estranged wife emptied their bank account. Travis Blankenship filed a complaint in Wayne Circuit Court against Carrington Mortgage Services LLC alleging illegal debt collection, misrepresentations in debt collection, unconscionable conduct in debt collection and breach of contract. |
11/13/19 |
Help renewed for Hoosiers facing loss of their home | The Indiana Lawyer |
Help renewed for Hoosiers facing loss of their home Although the housing crisis that spurred the Great Recession has faded, some homeowners are still facing financial distress, and housing counselors worry another wave of mortgage foreclosures could be coming. |
11/13/19 |
Foreclosure Scams Work Both Ways | Living Lies |
Foreclosure Scams Work Both Ways While the mainstream media concentrates on predators who promise false hope to homeowners in distress and who actually distract homeowners from asserting real defenses, reporters fail to mention |
11/12/19 |
Dancing with ghosts. The banks have no shame in contradicting themselves | Living Lies |
Dancing with ghosts. The banks have no shame in contradicting themselves The bottom line is that foreclosures are all about collecting on unpaid debt. The only party who can initiate foreclosure proceedings that will force the sale of title to the home and then forcibly dispossess the homeowner is a party who |
11/11/19 |
The danger of submitting a hardship letter. See a lawyer!!! | Living Lies |
The danger of submitting a hardship letter. See a lawyer!!! It is strongly advised by most attorneys that when submitting any statement or reply to any company posing as a mortgage servicer or lender that where it is appropropriate |
11/10/19 |
U.S. Bank v. Ibanez Part II Update November 10, 2019 | Glenn Russell |
U.S. Bank v. Ibanez Part II Update November 10, 2019 In the Second Act of U.S. Bank v. Ibanez, and over a decade since this matter began, the Land Court Issued It's Opinion on May 17, 2019 in LaRace v. Wells Fargo Bank, N.A., Ca. No. 18MISC00327, Granting Wells Fargo Bank N.A., as Trustee, et. al Motion For Summary Judgment. |
11/08/19 |
Former Attorney Mark Stopa Exposes Foreclosure Court Issues | PM Tampa Bay |
Former Attorney Mark Stopa Exposes Foreclosure Court Issues Ryan, Morgan, and Felix talk to former Pinellas County attorney Mark Stopa about his disbarment and allegations he makes in a new book about how foreclosure cases are handled in Florida. |
11/07/19 |
Court Erases Miami-Dade Judge Butchko's Order in US Bank Foreclosure | Daily Business Review |
Court Erases Miami-Dade Judge Butchko's Order in US Bank Foreclosure An unsigned appellate court decision erased Miami-Dade Circuit Judge Beatrice Butchko’s move to sanction U.S. Bank N.A. after she found discovery violations in a foreclosure case. |
11/07/19 |
WHEN JUDGES LISTEN … AND WHEN THEY DON’T! | Clouded Titles Blog |
WHEN JUDGES LISTEN … AND WHEN THEY DON’T! Notice the above Defendants? It should be well-decided among the legal community that suing MERS is fruitless, but people still listen to these half-baled arguments that MERS knew or should have known. |
11/06/19 |
Dangerous Liaisons: New York Fed and JPMorgan’s Incestuous Relationship | Wall Street On Parade |
Dangerous Liaisons: New York Fed and JPMorgan’s Incestuous Relationship The Federal Reserve Bank of New York (New York Fed) is just one of the 12 regional Federal Reserve banks around the country. But it has amassed |
11/06/19 |
Just in case you thought it was negligence…. | Living Lies |
Just in case you thought it was negligence…. From an avid reader and investigator, the wording below is from an exhibit in litigation that was (of course) dismissed that shows that Wells Fargo managers were specifically instructing their subordinates who talk or correspondent with borrowers on what to say and what not to say. |
11/06/19 |
FANNIE, FREDDIE AND MERS: RECIPE FOR COLLUSION TO SCREW AMERICA! | Clouded Titles Blog |
FANNIE, FREDDIE AND MERS: RECIPE FOR COLLUSION TO SCREW AMERICA! There has been a recent unveiling of sorts that discusses the conflict between the two GSE’s (government-sponsored entities) and MERS, which clearly shows who in fact spearheaded the push to turn the secondary residential mortgage market into a lying, conniving, deceiving . |
11/06/19 |
THEY ARE BACK! “NON-QUALIFIED LOANS” REPLACE THE LABEL OF SUBPRIME — WHY WOULD ANYONE WANT TO INCREASE THEIR RISK? | Living Lies |
THEY ARE BACK! “NON-QUALIFIED LOANS” REPLACE THE LABEL OF SUBPRIME — WHY WOULD ANYONE WANT TO INCREASE THEIR RISK? Before the era of securitization, the only reason for making riskier loans was that the lender could charge a premium for borrowing — a premium that would cover the higher cost associated with defaulting loans. Now the reason is that... |
11/06/19 |
Foreclosure lawyer disbarred for 'loudly lecturing' judge and keeping settlement offers secret | ABA Journal |
Foreclosure lawyer disbarred for 'loudly lecturing' judge and keeping settlement offers secret Updated: A Florida foreclosure lawyer has lost his law license for his belligerent conduct in the courtroom and his failure to communicate settlement offers with two clients, including a woman who nearly lost her home because of his conduct. |
11/05/19 |
New Case Makes Foreclosing Easier for Banks | Bruce Jacobs |
New Case Makes Foreclosing Easier for Banks Although the foreclosure crisis seems to be behind us, and although the number of foreclosures filed is lower than it was at the height of the crisis, there are still plenty of cases working their way through our court system. |
11/05/19 |
Capitalism is Not Failing | Living Lies |
Capitalism is Not Failing Citing “capitalism” as a defense no assassin would be set free because he killed for money. Nobody in their right mind would accept a defense of capitalism for someone who robbed, poisoned, shot, stabbed, or stole from a person or company if the defense was “I did it for the money.” That’s not capitalism. It’s robbery, assault, murder or theft. |
11/04/19 |
CFLA Moves to Dismiss CFPB Complaint & Attack the Constitutionality of the CFPB & its Director | CFLA |
CFLA Moves to Dismiss CFPB Complaint & Attack the Constitutionality of the CFPB & its Director For immediate release: CFLA filed a Motion to Dismiss Under Federal Rules of Civil procedure Rule 12(B)(6) for "failure to state a claim upon which relief can be granted, |
11/04/19 |
FHFA asks for input on Fannie, Freddie UMBS pooling practices | Housing Wire |
FHFA asks for input on Fannie, Freddie UMBS pooling practices The Federal Housing Finance Agency is requesting input on Fannie Mae’s and Freddie Mac’s pooling practices for the formation of To-Be-Announced-eligible Uniform Mortgage-Backed Securities. |
11/04/19 |
Ethical Violations by Florida Judges Harm Florida Homeowners | Mark Stopa |
Ethical Violations by Florida Judges Harm Florida Homeowners TAMPA, Fla., Nov. 4, 2019 /PRNewswire/ -- In the aftermath of the Great Recession, two million Floridians lost their homes to foreclosure. A new book, People v Money from Incredible Publishing, says that those homeowners have reasons to blame the judges who ruled against them. |
11/03/19 |
(Updated 11/3/19) Firm Files Appeal Examining The Application of The Obsolete Mortgage Statute (G.L. c. 260 Sec. 33) To The Acceleration Date of The Note In Nims v. The Bank of N.Y. Mellon, et. al 2019-P-0179 | Glenn Russell |
(Updated 11/3/19) Firm Files Appeal Examining The Application of The Obsolete Mortgage Statute (G.L. c. 260 Sec. 33) To The Acceleration Date of The Note In Nims v. The Bank of N.Y. Mellon, et. al 2019-P-0179
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11/01/19 |
Reversing the Paradigm: How Borrowers Might Make Money From Mortgages and Even Foreclosures | Living Lies |
Reversing the Paradigm: How Borrowers Might Make Money From Mortgages and Even Foreclosures Take a step back and then look at this situation from a wider perspective. * Understand that the real deal was the issuance of multiple levels of securities made possible by investors putting up money and borrowers signing their name. |
10/30/19 |
Not So Fast! Statute of Limitations Bars Claims for Enforcement of Statutory Duties But Does Not Bar Other Action For Damages Based on That Duty | Living Lies |
Not So Fast! Statute of Limitations Bars Claims for Enforcement of Statutory Duties But Does Not Bar Other Action For Damages Based on That Duty. Claims under state statutes or Federal statutes have different periods of limitation under which you can file suit. BUT — if the statutory duty that was breached is part of another claim |
10/30/19 |
Federal Reserve cuts interest rate, signals pause | Housing Wire |
Federal Reserve cuts interest rate, signals pause The Federal Reserve cut its benchmark rate by a quarter of a percentage on Wednesday in a bid to keep the decade-long U.S. economic expansion going while |
10/29/19 |
Book Release: People v Money - Corruption Scandal Rocks Florida Court System | Mark Stopa |
Book Release: People v Money - Corruption Scandal Rocks Florida Court System TAMPA, Fla., October 29, 2019 (Newswire.com) -?Incredible Publishing, LLC announces the release of People v Money, an international, best-selling book that exposes widespread corruption at the highest levels of Florida government. |
10/29/19 |
Mnuchin Open to Looser Bank Liquidity Rules Backed by Dimon | Bloomberg |
Mnuchin Open to Looser Bank Liquidity Rules Backed by Dimon U.S. Treasury Secretary Steven Mnuchin is open to loosening financial crisis-era regulations that have stiffened liquidity rules for big banks to relieve possible cash crunches in short-term funding markets. |
10/29/19 |
State of the Union: Securitization is Running Amok and Taking Us All down With It | Living Lies |
State of the Union: Securitization is Running Amok and Taking Us All down With It The United States is experiencing the worst man-made economic disaster in all of human history — the misuse, abuse and overuse of financial products that are sold to consumers as debt. |
10/28/19 |
Ocwen is a Sham Designed To Be Thrown Under the Bus by Institutional “Investors” | Living Lies |
Ocwen is a Sham Designed To Be Thrown Under the Bus by Institutional “Investors” The bottom line is that Ocwen really serves only one primary purpose: to be a front for investment banks that are still taking everyone to the cleaners. It is effectively owned and operated by the investment banks. |
10/28/19 |
Exclusive: HUD’s Carson on False Claims Act – “The monster has been slayed” | Housing Wire |
Exclusive: HUD’s Carson on False Claims Act – “The monster has been slayed”
|
10/27/19 |
Firm Files Appeal Examining The Application of The Obsolete Mortgage Statute (G.L. c. 260 Sec. 33) To The Acceleration Date of The Note In Nims v. The Bank of N.Y. Mellon, et. al 2019-P-0179 | Glenn Russell |
Firm Files Appeal Examining The Application of The Obsolete Mortgage Statute (G.L. c. 260 Sec. 33) To The Acceleration Date of The Note In Nims v. The Bank of N.Y. Mellon, et. al 2019-P-0179
|
10/23/19 |
While We Were Sleeping: Remote Online Notarization is Becoming a Reality in Florida effective 1/1/2020 | Living Lies |
While We Were Sleeping: Remote Online Notarization is Becoming a Reality in Florida effective 1/1/2020
|
10/22/19 |
Bank Games: “Attorney in Fact” | Living Lies |
Bank Games: “Attorney in Fact”
|
10/21/19 |
Firm Files FAR With SJC Implicating MERS Claim of Authority To Simultaneously "Act" As A "Nominee" For The Lender And Its Assigns Under Judge Rubin Issued Strong Dissent In Giannasca v. Deutsche Bank, N.T. Co. et. al. | Glenn Russell |
Firm Files FAR With SJC Implicating MERS Claim of Authority To Simultaneously "Act" As A "Nominee" For The Lender And Its Assigns Under Judge Rubin Issued Strong Dissent In Giannasca v. Deutsche Bank, N.T. Co. et. al.
|
10/21/19 |
Mortgage Servicing Litigation | NCLC |
Mortgage Servicing Litigation
|
10/21/19 |
Deutsche Bank Walked Away from its $7.2 Billion Dollar Homeowner Restitution Agreement with the DOJ and Nobody Blinked an Eye | Lawsintexas.com |
Deutsche Bank Walked Away from its $7.2 Billion Dollar Homeowner Restitution Agreement with the DOJ and Nobody Blinked an Eye
|
10/21/19 |
The institutional manufacturing of the foreclosure process | Mycourthistory.com |
The institutional manufacturing of the foreclosure process
|
10/19/19 |
Exposed! A Serial Whistleblower's Story with Bill Black | Macroncheese.com |
Exposed! A Serial Whistleblower's Story with Bill Black
|
10/18/19 |
Fed’s Balance Sheet Spikes by $253 Billion, Now Topping $4 Trillion | Wall Street On Parade |
Fed’s Balance Sheet Spikes by $253 Billion, Now Topping $4 Trillion
|
10/17/19 |
A List of Mortgage Closures, Mergers and Layoffs | Thetruthaboutmortgage.com |
A List of Mortgage Closures, Mergers and Layoffs
|
10/17/19 |
Dorian Grey: Loan Agreements have changed without detection by the courts | Living Lies |
Dorian Grey: Loan Agreements have changed without detection by the courts
|
10/16/19 |
Update on MERS | Living Lies |
Update on MERS
|
10/16/19 |
Dems unload on CFPB’s Kraninger: ‘You are absolutely worthless’ | National Mortgage News |
Dems unload on CFPB’s Kraninger: ‘You are absolutely worthless’
|
10/16/19 |
Zombie Homes Haunt Cleveland Neighborhood A Decade After Housing Market Collapse | WBUR |
Zombie Homes Haunt Cleveland Neighborhood A Decade After Housing Market Collapse
|
10/15/19 |
“The Federal Government Actually Paid Him”: How Steve Mnuchin Profited from the Housing Bust | Democracy Now |
“The Federal Government Actually Paid Him”: How Steve Mnuchin Profited from the Housing Bust
|
10/15/19 |
Appeals court reverses couple's summary judgment in case against Bank of New York Mellon | SE TEXAS RECORD |
Appeals court reverses couple's summary judgment in case against Bank of New York Mellon
|
10/15/19 |
Beware of Bank and Foreclosure Mill Labels — That is where the lies start | Living Lies |
Beware of Bank and Foreclosure Mill Labels — That is where the lies start
|
10/15/19 |
Finding a Lawyer to Defend Foreclosure | Living Lies |
Finding a Lawyer to Defend Foreclosure
|
10/14/19 |
Fed’s back printing money – so what gives? | NY Post |
Fed’s back printing money – so what gives?
|
10/14/19 |
What to say about your TILA Rescission | Living Lies |
What to say about your TILA Rescission
|
10/11/19 |
Update and Review of TILA Rescission 15 U.S.C. §1635 Beach v Great Western (FLA) and Beach v Ocwen Federal | Living Lies |
Update and Review of TILA Rescission 15 U.S.C. §1635 Beach v Great Western (FLA) and Beach v Ocwen Federal
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10/11/19 |
Citibank fined $30 million for holding onto foreclosures for too long | Housing Wire |
Citibank fined $30 million for holding onto foreclosures for too long
|
10/10/19 |
Where Are the Hundreds of Billions in Loans from the Fed Actually Going on Wall Street? | Wall Street On Parade |
Where Are the Hundreds of Billions in Loans from the Fed Actually Going on Wall Street?
|
10/10/19 |
Trump’s Trillion-Dollar Hit to Homeowners | Pro Publica |
Trump’s Trillion-Dollar Hit to Homeowners
|
10/10/19 |
MERS — Mortgage Electronic Registration Systems | Living Lies |
MERS — Mortgage Electronic Registration Systems
|
10/10/19 |
Servicers: More Than One Set of Books | Living Lies |
Servicers: More Than One Set of Books
|
10/10/19 |
California’s Public Banking Act gains global media attention | Public Banking Institute |
California’s Public Banking Act gains global media attention
|
10/10/19 |
Los Angeles and San Francisco announce they are moving forward with plans to start public banks | Public Banking Institute |
Los Angeles and San Francisco announce they are moving forward with plans to start public banks
|
10/09/19 |
Fed’s Powell Admits a Bigger Bailout for Wall Street Is Coming; Fed’s Balance Sheet Ballooned by $176 Billion Since September | Wallstreetonparade.com |
Fed’s Powell Admits a Bigger Bailout for Wall Street Is Coming; Fed’s Balance Sheet Ballooned by $176 Billion Since September
|
10/09/19 |
Patrick Giunta Esq. Scores Another Homeowner Win in South Florida v US Bank Trustee LSF9 Master Participation Trust: William Paatalo, Expert Testifies | Living Lies |
Patrick Giunta Esq. Scores Another Homeowner Win in South Florida v US Bank Trustee LSF9 Master Participation Trust: William Paatalo, Expert Testifies
|
10/08/19 |
Fed, other regulators approve changes to ‘Volcker rule’ to ease bank restrictions | Marketwatch.com |
Fed, other regulators approve changes to ‘Volcker rule’ to ease bank restrictions
|
10/08/19 |
Connecting the Dots to the Budding Wall Street Crisis | Wallstreetonparade.com |
Connecting the Dots to the Budding Wall Street Crisis
|
10/07/19 |
You Can Fight a Deficiency Judgment | Jakelegal.com |
You Can Fight a Deficiency Judgment
|
10/07/19 |
Frustrated with Your Lawyer’s Attitude? | Living Lies |
Frustrated with Your Lawyer’s Attitude?
|
10/04/19 |
How large corporations took over single-family homes | MSN |
How large corporations took over single-family homes
|
10/04/19 |
Here is the Answer to Guilt About the “Free House” — the one the banks don’t want you thinking about. | Living Lies |
Here is the Answer to Guilt About the “Free House” — the one the banks don’t want you thinking about.
|
10/03/19 |
The Solution to Defective Securitization of Mortgage Debt: The Bare Legal Truth About Securitization of Mortgage Debt | Living Lies |
The Solution to Defective Securitization of Mortgage Debt: The Bare Legal Truth About Securitization of Mortgage Debt
|
10/02/19 |
Second Loans Can Foreclose–But Do They? | Jakelegal.com |
Second Loans Can Foreclose–But Do They?
|
10/02/19 |
Historic step forward: Gov. Gavin Newsom signs the Public Banking Act into California law! | Publicbankinginstitute.org |
Historic step forward: Gov. Gavin Newsom signs the Public Banking Act into California law!
|
10/02/19 |
BEAL BANK GETS ITS ASS HANDED TO IT BY MAINE SUPREME COURT! | Cloudedtitlesblog |
BEAL BANK GETS ITS ASS HANDED TO IT BY MAINE SUPREME COURT!
|
10/02/19 |
Ocwen Refunded Money to Maine Borrowers Who were Illegally Foreclosed | Living Lies |
Ocwen Refunded Money to Maine Borrowers Who were Illegally Foreclosed
|
10/01/19 |
IN NEVADA, TIMING IS EVERYTHING … ESPECIALLY IN QUIET TITLE ACTIONS! | Cloudedtitlesblog.com |
IN NEVADA, TIMING IS EVERYTHING … ESPECIALLY IN QUIET TITLE ACTIONS!
|
10/01/19 |
Leveraging Mediation to Win Foreclosure Case: Getting a Pre Mediation Order | Living Lies |
Leveraging Mediation to Win Foreclosure Case: Getting a Pre Mediation Order
|
09/30/19 |
Foreclosure defense attorney Mark Stopa permanently disbarred | Tampa Bay Times |
Foreclosure defense attorney Mark Stopa permanently disbarred
|
09/30/19 |
Fannie, Freddie will retain $45B in capital in first step toward privatization | American Banker |
Fannie, Freddie will retain $45B in capital in first step toward privatization
|
09/26/19 |
A Home Stolen (in 15 minutes) | Joel Sucher |
A Home Stolen (in 15 minutes)
|
09/25/19 |
Rescission and Burden of Proof | Living Lies |
Rescission and Burden of Proof
|
09/24/19 |
About that “original note” | Living Lies |
About that “original note”
|
09/23/19 |
Who is the Plaintiff? US Bank or the Trust? | Living Lies |
Who is the Plaintiff? US Bank or the Trust?
|
09/19/19 |
Where Legal Fiction Triumphs Over Fact and Money | Living Lies |
Where Legal Fiction Triumphs Over Fact and Money
|
09/18/19 |
Trump just asked the Supreme Court to let him fire the CFPB’s head. The implications are enormous.Structure | Vox |
Trump just asked the Supreme Court to let him fire the CFPB’s head. The implications are enormous.
|
09/18/19 |
NCLC Attorney Statement Regarding Challenge to Constitutionality of Consumer Financial Protection Bureau Leadership Structure | NCLC |
NCLC Attorney Statement Regarding Challenge to Constitutionality of Consumer Financial Protection Bureau Leadership Structure
|
09/18/19 |
CFPB: Public consumer complaint database is here to stay | Housing Wire |
CFPB: Public consumer complaint database is here to stay
|
09/18/19 |
RETURN TO CAPITALISM: Don’t Abandon It —The Problem is Fear | Living Lies |
RETURN TO CAPITALISM: Don’t Abandon It —The Problem is Fear
|
09/18/19 |
USURY: Exemptions and Privileges May Be Erased for Bundled Loans | Living Lies |
USURY: Exemptions and Privileges May Be Erased for Bundled Loans
|
09/17/19 |
CFPB’s Kraninger agrees: Her job security is unconstitutional | American Banker |
CFPB’s Kraninger agrees: Her job security is unconstitutional
|
09/17/19 |
Getting the Judge to See Things Your Way Isn’t Easy | Living Lies |
Getting the Judge to See Things Your Way Isn’t Easy
|
09/16/19 |
Appraisal Fraud Changes the Real Terms of Borrowing: Black Knight Controls VA Appraisals | Living Lies |
Appraisal Fraud Changes the Real Terms of Borrowing: Black Knight Controls VA Appraisals
|
09/16/19 |
THE REAL REASON THE REMIC WANTS YOUR HOUSE … | Cloudedtitlesblog.com |
THE REAL REASON THE REMIC WANTS YOUR HOUSE …
|
09/13/19 |
Who’s on First? Trustee vs Trust v Smoke and Mirrors | Living Lies |
Who’s on First? Trustee vs Trust v Smoke and Mirrors
|
09/12/19 |
THINKING ABOUT GETTING A SECURITIZATION AUDIT? YOU NEED TO READ THIS! | Cloudedtitlesblog.com |
THINKING ABOUT GETTING A SECURITIZATION AUDIT? YOU NEED TO READ THIS!
|
09/12/19 |
Trump administration working to end Fannie/Freddie profit sweep in September | Housing Wire |
Trump administration working to end Fannie/Freddie profit sweep in September |
09/11/19 |
Trump tells “boneheads” at Fed to cut interest rates below 0% | Housing Wire |
Trump tells “boneheads” at Fed to cut interest rates below 0% |
09/11/19 |
In Memory of Those Who Died | Living Lies |
In Memory of Those Who Died |
09/11/19 |
CFLA Responds to CFPB Federal Lawsuit That Seeks to Censor CFLA and to Protect the Big Banks | Issuewire.com |
CFLA Responds to CFPB Federal Lawsuit That Seeks to Censor CFLA and to Protect the Big Banks |
09/10/19 |
Don’t Admit Anything About the Servicers Either — It’s All a Lie | Living Lies |
Don’t Admit Anything About the Servicers Either — It’s All a Lie |
09/10/19 |
Wells Fargo is Making Big Money off of Loans That Got Them in Trouble | Jakelegal.com |
Wells Fargo is Making Big Money off of Loans That Got Them in Trouble
|
09/09/19 |
Banks Often Forget to Show Documents Were Actually Mailed to Homeowners | Jakelegal.com |
Banks Often Forget to Show Documents Were Actually Mailed to Homeowners
|
09/09/19 |
Improperly Named Trustee on Deed of Trust Can be Liable for Actions on Behalf of Non-Beneficary | Living Lies |
Improperly Named Trustee on Deed of Trust Can be Liable for Actions on Behalf of Non-Beneficary |
09/06/19 |
Here’s the Proof the Federal Government Is Overtly Lying to the Public about Wall Street’s Derivatives | Wallstreetonparade.com |
Here’s the Proof the Federal Government Is Overtly Lying to the Public about Wall Street’s Derivatives |
09/06/19 |
Consumer Financial Protection Bureau Files Suit against Certified Forensic Loan Auditors, Andrew Lehman, and Michael Carrigan, and Proposed Settlement with Carrigan | CFPB |
Consumer Financial Protection Bureau Files Suit against Certified Forensic Loan Auditors, Andrew Lehman, and Michael Carrigan, and Proposed Settlement with Carrigan |
09/06/19 |
How to Use Stonewalling Against the Banks in Discovery Phase of Litigation. | Living Lies |
How to Use Stonewalling Against the Banks in Discovery Phase of Litigation. |
09/06/19 |
Housing industry rallies around Trump’s GSE reform plan | Housing Wire |
Housing industry rallies around Trump’s GSE reform plan |
09/06/19 |
Trump Plan For Home Loans Rattles Watchdogs | NPR |
Trump Plan For Home Loans Rattles Watchdogs |
09/03/19 |
The surprising ways foreclosures make housing-market downturns even worse | Marketwatch.com |
The surprising ways foreclosures make housing-market downturns even worse |
09/03/19 |
The Compounding Effects of Void Court Decisions That Are Contrary to Timely TILA Rescissions Sent Pursuant to 15 U.S.C. §1635 and 12 C.F.R. §226.23 — for public review and comment | Living Lies |
The Compounding Effects of Void Court Decisions That Are Contrary to Timely TILA Rescissions Sent Pursuant to 15 U.S.C. §1635 and 12 C.F.R. §226.23 — for public review and comment |
09/02/19 |
The Law of Rescission Under the Truth in Lending Act (TILA) | Living Lies |
The Law of Rescission Under the Truth in Lending Act (TILA) |
09/01/19 |
Protect the interests of Main Street by passing the Stop Wall Street Looting Act: Richard Cordray | Cleveland.com |
Protect the interests of Main Street by passing the Stop Wall Street Looting Act: Richard Cordray |
08/31/19 |
Verdict for Tampa Homeowner! | Torrens Law Group |
Verdict for Tampa Homeowner! |
08/29/19 |
Extension of Martin Act in New York Threatens Securitization Players | Living Lies |
Extension of Martin Act in New York Threatens Securitization Players |
08/28/19 |
Ditech Sale Blocked by Homeowner Claims of Botched Mortgages | Bloomberg |
Ditech Sale Blocked by Homeowner Claims of Botched Mortgages |
08/28/19 |
Federal Court Says Fannie Mae and Freddie Mac Foreclosures Have to Meet Constitutional Due Process Standards | Nolo.com |
Federal Court Says Fannie Mae and Freddie Mac Foreclosures Have to Meet Constitutional Due Process Standards |
08/28/19 |
Jurisdictional Defense —- Certificate Holders vs Trust | Living Lies |
Jurisdictional Defense —- Certificate Holders vs Trust |
08/27/19 |
Fannie Mae Admits Mortgage Transfers Without recording — Sees Substantial Liability | Living Lies |
Fannie Mae Admits Mortgage Transfers Without recording — Sees Substantial Liability |
08/26/19 |
Consent Order Contains Admission of False Affidavits and False Chains of Title | Living Lies |
Consent Order Contains Admission of False Affidavits and False Chains of Title |
08/22/19 |
How to present the defense in foreclosure | Living Lies |
How to present the defense in foreclosure |
08/20/19 |
Warren: Trump DOJ settlements let big banks off easy | American Banker |
Warren: Trump DOJ settlements let big banks off easy |
08/19/19 |
Appellate Judges Do Not Redo the Case | Living Lies |
Appellate Judges Do Not Redo the Case |
08/19/19 |
Why “REMIC” Certificates Are Not Mortgage Backed | Living Lies |
Why “REMIC” Certificates Are Not Mortgage Backed |
08/16/19 |
American Mortgage Service Co. and Eustis Mortgage plan to merge | Housing Wire |
American Mortgage Service Co. and Eustis Mortgage plan to merge |
08/16/19 |
Law Firm Admits Absence of Creditor | Living Lies |
Law Firm Admits Absence of Creditor |
08/16/19 |
How to Distinguish Between Ownership of the Debt, Ownership of the Note and Ownership of the Mortgage (or Deed of Trust) | Living Lies |
How to Distinguish Between Ownership of the Debt, Ownership of the Note and Ownership of the Mortgage (or Deed of Trust) |
08/15/19 |
Chase Laundered WAMU Loans Through Offshore Accounts with Fictitious Names | Living Lies |
Chase Laundered WAMU Loans Through Offshore Accounts with Fictitious Names |
08/14/19 |
A Key Change to Mortgage Lending Rules Is Coming in 2021. Here’s What That Could Mean | Fortune |
A Key Change to Mortgage Lending Rules Is Coming in 2021. Here’s What That Could Mean |
08/14/19 |
How One Woman Beat the Banks by David Dayen | Living Lies |
How One Woman Beat the Banks by David Dayen |
08/14/19 |
Keep the Envelopes! Attention Forensic Auditors! How to Show They Are Lying About Everything | Living Lies |
Keep the Envelopes! Attention Forensic Auditors! How to Show They Are Lying About Everything |
08/14/19 |
How to Use Forensic Auditors During Discovery | Living Lies |
How to Use Forensic Auditors During Discovery |
08/13/19 |
How to track that PO Box When You Receive Notices or Statements | Living Lies |
How to track that PO Box When You Receive Notices or Statements |
08/13/19 |
2018 DOJ Lawsuit Reveals Securitization Equivalent to “Leprosy” According to Wall Street Insiders | Living Lies |
2018 DOJ Lawsuit Reveals Securitization Equivalent to “Leprosy” According to Wall Street Insiders |
08/12/19 |
Attention Accountants: Follow Up to Forensic Loan Seminar | Living Lies |
Attention Accountants: Follow Up to Forensic Loan Seminar |
08/12/19 |
Minus 0.5% Interest: Bank in Denmark will effectively pay qualified home buyers who take out a 10-year fixed rate mortgage | Living Lies |
Minus 0.5% Interest: Bank in Denmark will effectively pay qualified home buyers who take out a 10-year fixed rate mortgage |
08/10/19 |
DO YOU HAVE FORECLOSURE MONEY COMING TO YOU? | Columbus Dispatch |
DO YOU HAVE FORECLOSURE MONEY COMING TO YOU? |
08/10/19 |
FORECLOSED AND FLEECED | Columbus Dispatch |
FORECLOSED AND FLEECED |
08/09/19 |
Chase-WAMU: Is it time to Declare Non Judicial Foreclosure Unconstitutional As Applied? | Living Lies |
Chase-WAMU: Is it time to Declare Non Judicial Foreclosure Unconstitutional As Applied? |
08/07/19 |
2008 Schack Decision Reminds Us How Something “Nefarious” Is Happening | Living Lies |
2008 Schack Decision Reminds Us How Something “Nefarious” Is Happening |
08/06/19 |
Ocwen agrees to refund Maine residents to end foreclosure dispute with the state | Housing Wire |
Ocwen agrees to refund Maine residents to end foreclosure dispute with the state |
08/06/19 |
Ocwen agrees to refund Maine residents to end foreclosure dispute with the state | Housing Wire |
Ocwen agrees to refund Maine residents to end foreclosure dispute with the state |
08/06/19 |
Consumer watchdog blasts government’s loan sales program — says it has ‘no rules’ in place to help people save their homes | Market Watch |
Consumer watchdog blasts government’s loan sales program — says it has ‘no rules’ in place to help people save their homes |
08/06/19 |
Get out your pen! Write comments to CFPB! | Living Lies |
Get out your pen! Write comments to CFPB! |
08/05/19 |
Finally a Judge Asks the right Questions about TILA Rescission and Invites Briefs | Living Lies |
Finally a Judge Asks the right Questions about TILA Rescission and Invites Briefs |
08/05/19 |
Mr Cooper: Now You See It Now You Don’t — Maybe They Own Debt and then Again Maybe Not: 10Q report to SEC | Living Lies |
Mr Cooper: Now You See It Now You Don’t — Maybe They Own Debt and then Again Maybe Not: 10Q report to SEC |
08/02/19 |
How Trump’s Political Appointees Overruled Tougher Settlements With Big Banks | Propublica |
How Trump’s Political Appointees Overruled Tougher Settlements With Big Banks |
08/02/19 |
US Bank and Deutsch Agree That They Should NOT be named as Plaintiffs in Foreclosures | Living Lies |
US Bank and Deutsch Agree That They Should NOT be named as Plaintiffs in Foreclosures |
08/01/19 |
Fry Law's Sacramento Injury Attorneys Stand Up for Homeowners and Stick it to Wells Fargo...Again! | Fry Law Corp. |
Fry Law's Sacramento Injury Attorneys Stand Up for Homeowners and Stick it to Wells Fargo...Again! |
08/01/19 |
Mortgage servicers are missing the boat when it comes to customer satisfaction | Housing Wire |
Mortgage servicers are missing the boat when it comes to customer satisfaction |
07/31/19 |
How to Frame TILA Rescission in Your Pleadings | Living Lies |
How to Frame TILA Rescission in Your Pleadings" |
07/31/19 |
Fed cuts rate, citing "global developments" | Housing Wire |
Fed cuts rate, citing "global developments" |
07/30/19 |
Wells Fargo Reaps a Windfall From Old Financial-Crisis Mortgages | Barrons |
Wells Fargo Reaps a Windfall From Old Financial-Crisis Mortgages |
07/29/19 |
Court Allows Bank to Mislead Hurricane Irma Victim in Foreclosure | Bruce Jacobs |
Court Allows Bank to Mislead Hurricane Irma Victim in Foreclosure |
07/24/19 |
Guest Oped: A decade after the 2008 foreclosure crisis, Northwest Philadelphia is fighting back | Germantown Courier |
Guest Oped: A decade after the 2008 foreclosure crisis, Northwest Philadelphia is fighting back |
07/24/19 |
Ambac v US Bank Dismissed in SDNY BUT Lots of Interesting Facts and Corroboration Contained in Order | Living Lies |
Ambac v US Bank Dismissed in SDNY BUT Lots of Interesting Facts and Corroboration Contained in Order |
07/24/19 |
How to Understand Debt and Money in Foreclosures Today | Living Lies |
How to Understand Debt and Money in Foreclosures Today |
07/23/19 |
Stop Wall Street Looting Act of 2019 Introduced in Congress | Living Lies |
Stop Wall Street Looting Act of 2019 Introduced in Congress |
07/22/19 |
Statement Regarding Settlement with Equifax over its 2017 Data Breach | NCLC |
Statement Regarding Settlement with Equifax over its 2017 Data Breach |
07/22/19 |
Bank settles with Egremont couple in 'bizarre' foreclosure fight | Berkshire Eagle |
Bank settles with Egremont couple in 'bizarre' foreclosure fight |
07/22/19 |
How to Put Leverage Back Into the Hands of Homeowners | Living Lies |
How to Put Leverage Back Into the Hands of Homeowners |
07/19/19 |
California Decision for Borrower Post Sale in Eviction Proceeding | Living Lies |
California Decision for Borrower Post Sale in Eviction Proceeding |
07/16/19 |
Just to be clear, MERS is absolutely nothing. | Living Lies |
Just to be clear, MERS is absolutely nothing. |
07/12/19 |
Action Alert – Day of Hearings for MAAPL’s Bills on 7/16/19 | MAAPL – The Massachusetts Alliance Against Predatory Lending |
Action Alert – Day of Hearings for MAAPL’s Bills on 7/16/19 |
07/11/19 |
How do I Use Article 9 §203 UCC Requiring Value Be Paid for Debt? | Living Lies |
How do I Use Article 9 §203 UCC Requiring Value Be Paid for Debt? |
07/10/19 |
THE CONNECTION BETWEEN A DEAD ROSS PEROT AND MERS … | Cloudedtitlesblog.com |
THE CONNECTION BETWEEN A DEAD ROSS PEROT AND MERS … |
07/07/19 |
BOTH QUIET TITLE ACTIONS AND C&E ACTIONS ARE DECLARATORY RULINGS! UPDATE! | Cloudedtitlesblog.com |
BOTH QUIET TITLE ACTIONS AND C&E ACTIONS ARE DECLARATORY RULINGS! UPDATE! |
07/06/19 |
In Philly, your house being ripped off isn’t always enough to get help from police and the DA | Inquirer.com |
In Philly, your house being ripped off isn’t always enough to get help from police and the DA |
07/04/19 |
R.I.P. SUSAN RICHARDSON | Joel Sucher |
R.I.P. SUSAN RICHARDSON |
07/03/19 |
Federal Judge Slams Bayview and Attorneys on Illegal “Modification” Maneuvering | Living Lies |
Federal Judge Slams Bayview and Attorneys on Illegal “Modification” Maneuvering |
07/02/19 |
NOTE TO INVESTORS: WHAT THE GREEN EMERALD CASE HAS TAUGHT US | Clouded Titles Blog |
NOTE TO INVESTORS: WHAT THE GREEN EMERALD CASE HAS TAUGHT US |
07/01/19 |
Why Standing is Important | Living Lies |
Why Standing is Important |
06/27/19 |
JPMorgan Chase: The key to preventing borrowers from defaulting on their mortgages is not what you think | Housing Wire |
JPMorgan Chase: The key to preventing borrowers from defaulting on their mortgages is not what you think |
06/26/19 |
Maui County Officials Consider Recruiting Miami Litigator Bruce Jacobs in Affordable Housing Fight | Law.com |
Maui County Officials Consider Recruiting Miami Litigator Bruce Jacobs in Affordable Housing Fight |
06/25/19 |
McDonough v Smith: High Court Open Door on Fabrication of Evidence | Living Lies |
McDonough v Smith: High Court Open Door on Fabrication of Evidence |
06/24/19 |
Expert: Quick closings sound great for consumers, but are they really? | Housing Wire |
Expert: Quick closings sound great for consumers, but are they really? |
06/24/19 |
Great Article on Discovery | Living Lies |
Great Article on Discovery |
06/23/19 |
New Case Update: Owner of Property May Defend Foreclosure, Even If Not on Mortgage | Torrens Law Group |
New Case Update: Owner of Property May Defend Foreclosure, Even If Not on Mortgage |
06/23/19 |
3 Foreclosures Defeated in 3 Weeks! | Torrens Law Group |
3 Foreclosures Defeated in 3 Weeks! |
06/22/19 |
Supreme Court Overturns Precedent In Property Rights Case — A Sign Of Things To Come? | NPR |
Supreme Court Overturns Precedent In Property Rights Case — A Sign Of Things To Come? |
06/22/19 |
Conservative SCOTUS Decades Old Overturns Property Rights Injustice | Conservative Daily Post |
Conservative SCOTUS Decades Old Overturns Property Rights Injustice |
06/22/19 |
Knicht v Township of Scott, Pennsylvania | Scott Stafne |
Knicht v Township of Scott, Pennsylvania |
06/21/19 |
A green and just transition requires democratized public banks – Costa Rica style | Opendemocracy.net |
A green and just transition requires democratized public banks – Costa Rica style |
06/21/19 |
Tough Love: Stop Attacking Judges as Stupid or Corrupt. | Living Lies |
Tough Love: Stop Attacking Judges as Stupid or Corrupt. |
06/19/19 |
At Wells Fargo, a tone-deaf response to shattered lives | Charlotteobserver.com |
At Wells Fargo, a tone-deaf response to shattered lives |
06/19/19 |
Sanction Awards to Miami Attorney Bruce Jacobs Could Help City Establish Affordable Housing Fund | Law.com |
Sanction Awards to Miami Attorney Bruce Jacobs Could Help City Establish Affordable Housing Fund |
06/19/19 |
Help! I need somebody! How to convince an attorney to take your foreclosure case | Living Lies |
Help! I need somebody! How to convince an attorney to take your foreclosure case |
06/18/19 |
Supreme Court Gives Consumers a Rare Win | Jakelegal.com |
Supreme Court Gives Consumers a Rare Win |
06/18/19 |
Great Article Summarizing Securitization Risks | Living Lies |
Great Article Summarizing Securitization Risks |
06/18/19 |
Illinois Court of Appeals Cracks Code of Silence on Who Pays Foreclosure Mills | Living Lies |
Illinois Court of Appeals Cracks Code of Silence on Who Pays Foreclosure Mills |
06/18/19 |
Wells Fargo mistakes cost people their homes. It was just the start of their problems | Charlotteobserver.com |
Wells Fargo mistakes cost people their homes. It was just the start of their problems |
06/17/19 |
Quicken Loans agrees to $32.5 million settlement in federal mortgage fraud lawsuit | Cleveland.com |
Quicken Loans agrees to $32.5 million settlement in federal mortgage fraud lawsuit |
06/17/19 |
I Have a Plan Too. Statutory Changes Governing Loans and Foreclosures. | Living Lies |
I Have a Plan Too. Statutory Changes Governing Loans and Foreclosures. |
06/14/19 |
UPDATE: DITECH BANKRUPTCY INFORMATION | Cloudedtitlesblog.com |
UPDATE: DITECH BANKRUPTCY INFORMATION |
06/14/19 |
BANKS GET SCREWED TOO BY NOT FOLLOWING PROCEDURE! | Cloudedtitlesblog.com |
BANKS GET SCREWED TOO BY NOT FOLLOWING PROCEDURE! |
06/14/19 |
The Truth about US Bank | Living Lies |
The Truth about US Bank |
06/12/19 |
No the Mortgages Are Not Securities, But the “Certificates” Do Not Qualify for Exemption As “Mortgaged Backed” | Living Lies |
No the Mortgages Are Not Securities, But the “Certificates” Do Not Qualify for Exemption As “Mortgaged Backed” |
06/11/19 |
Veira v PennyMac and JPM Chase 4th DCA Finds What Everyone has Known all along — that PennyMac never has standing and Chase, most of the time, doesn’t have standing | Living Lies |
Veira v PennyMac and JPM Chase 4th DCA Finds What Everyone has Known all along — that PennyMac never has standing and Chase, most of the time, doesn’t have standing |
06/11/19 |
Veira v PennyMac and JPM Chase 4th DCA Finds What Everyone has Known all along — that PennyMac never has standing and Chase, most of the time, doesn’t have standing | Living Lies |
Veira v PennyMac and JPM Chase 4th DCA Finds What Everyone has Known all along — that PennyMac never has standing and Chase, most of the time, doesn’t have standing |
06/10/19 |
Ocwen all but drops Ocwen name, will operate as PHH Mortgage and Liberty Home Equity Solutions | Housing Wire |
Ocwen all but drops Ocwen name, will operate as PHH Mortgage and Liberty Home Equity Solutions |
06/10/19 |
THE C&E, ASSIGNMENTS … AND YOUR RIGHT TO CHALLENGE THEM (PART 2) | Cloudedtitlesblog.com |
THE C&E, ASSIGNMENTS … AND YOUR RIGHT TO CHALLENGE THEM (PART 2) … |
06/10/19 |
Not all courts are ignoring the law. Some are ruling for homeowners based upon basic premises contained in my articles | Living Lies |
Not all courts are ignoring the law. Some are ruling for homeowners based upon basic premises contained in my articles |
06/07/19 |
Finding a Lawyer to Win Foreclosure Cases | Living Lies |
Finding a Lawyer to Win Foreclosure Cases |
06/05/19 |
Right in Front of Our Eyes: Black Knight and U.S. Bank | Living Lies |
Right in Front of Our Eyes: Black Knight and U.S. Bank |
06/03/19 |
How the loan was sold multiple times. | Living Lies |
How the loan was sold multiple times. |
06/03/19 |
FHFA merges GSE issuance to common security in bid to cut housing costs for millions | Housing Wire |
FHFA merges GSE issuance to common security in bid to cut housing costs for millions |
06/03/19 |
REITs eye opportunities in the mortgage market as government pulls back | Housing Wire |
REITs eye opportunities in the mortgage market as government pulls back |
06/03/19 |
Fannie Mae and Freddie Mac Launch UMBS | DSnews |
Fannie Mae and Freddie Mac Launch UMBS |
05/29/19 |
CFPB settles with BSI Financial Services over numerous mortgage servicing issues | Housing Wire |
CFPB settles with BSI Financial Services over numerous mortgage servicing issues |
05/29/19 |
BSI Financial Consent Order and Stipulation | CFPB |
BSI Financial Consent Order and Stipulation |
05/29/19 |
A real estate fortune built on a foundation of forged deeds and tangled titles | Philly.com |
A real estate fortune built on a foundation of forged deeds and tangled titles |
05/29/19 |
How to argue the “allonge” | Living Lies |
How to argue the “allonge” |
05/28/19 |
Public Banks Are a Safer Alternative to Wall Street | Medium.com |
Public Banks Are a Safer Alternative to Wall Street |
05/28/19 |
First American left millions of real estate records exposed | Housing Wire |
First American left millions of real estate records exposed |
05/28/19 |
My Final Word On Quiet Title Strategies | Living Lies |
My Final Word On Quiet Title Strategies |
05/24/19 |
How to Distinguish the Promissory Note from the Debt in a Loan Transaction | Living Lies |
How to Distinguish the Promissory Note from the Debt in a Loan Transaction |
05/23/19 |
Bank bailouts propped up the financial system. But we should never repeat them. | Washington Post |
Bank bailouts propped up the financial system. But we should never repeat them. |
05/21/19 |
Did Ben Carson just mistake an REO for an Oreo? | National Mortgage News |
Did Ben Carson just mistake an REO for an Oreo? |
05/21/19 |
$65,000 Judgment Against U.S. Bank! | Torrens Law Group |
$65,000 Judgment Against U.S. Bank! |
05/21/19 |
Pump and Dump: When “Lenders” Have No Risk of Loss They Spend Millions Selling Defective Loan Products and Blame Borrowers | Living Lies |
Pump and Dump: When “Lenders” Have No Risk of Loss They Spend Millions Selling Defective Loan Products and Blame Borrowers |
05/17/19 |
How Digitizing the Mortgage Process is Further Enabling Massive Fraud and Windfalls for the Banks | Living Lies |
How Digitizing the Mortgage Process is Further Enabling Massive Fraud and Windfalls for the Banks |
05/14/19 |
New Jersey Creates Mortgage Servicers License as Part of Legislative Efforts to Curb Foreclosures in State | Stopforeclosurefraud.com |
New Jersey Creates Mortgage Servicers License as Part of Legislative Efforts to Curb Foreclosures in State |
05/14/19 |
The Big Hoax: Are “Sales” of “Loans” and “Servicing” Real? | Living Lies |
The Big Hoax: Are “Sales” of “Loans” and “Servicing” Real? |
05/13/19 |
What is the difference between the note and the debt? What difference does it make? | Living Lies |
What is the difference between the note and the debt? What difference does it make? |
05/11/19 |
The Bank MUST Have Proof It Mailed Default Letter to You | Torrens Law Group |
The Bank MUST Have Proof It Mailed Default Letter to You The Bank MUST Have Proof It Mailed Default Letter to You |
05/10/19 |
Former Countrywide CEO Angelo Mozilo says the financial crisis wasn’t his fault: ‘We did what we felt was right’ | CNBC |
Former Countrywide CEO Angelo Mozilo says the financial crisis wasn’t his fault: ‘We did what we felt was right’ |
05/08/19 |
How to Write an Appeal Without Looking Silly | Living Lies |
How to Write an Appeal Without Looking Silly |
05/07/19 |
Foreclosure Defense Revisited | Living Lies |
Foreclosure Defense Revisited |
05/07/19 |
Freddie Mac is "Reimagining" Servicing to Benefit the Customer | Mortgage News Daily |
Freddie Mac is "Reimagining" Servicing to Benefit the Customer |
05/07/19 |
VA mortgage lenders hit with federal subpoenas | Politico |
VA mortgage lenders hit with federal subpoenas |
05/07/19 |
Republicans move to abolish CFPB | Housing Wire |
Republicans move to abolish CFPB |
05/07/19 |
How About Leaving Fannie Mae and Freddie Mac Alone? | Bloomberg |
How About Leaving Fannie Mae and Freddie Mac Alone? |
05/06/19 |
Two Foreclosures, One Property, One Owner, Both Claiming Possession of the Original Note, Neither Claiming Ownership of the Debt | Living Lies |
Two Foreclosures, One Property, One Owner, Both Claiming Possession of the Original Note, Neither Claiming Ownership of the Debt |
05/05/19 |
You're on the deed, but not on the mortgage! Can you fight the foreclosure? | Torrens Law Group |
You're on the deed, but not on the mortgage! Can you fight the foreclosure? |
05/03/19 |
Why Accounting Firms and Investment Bankers Should Be Sued | Living Lies |
Why Accounting Firms and Investment Bankers Should Be Sued |
05/02/19 |
Consumer Financial Protection Bureau Files Suit Against Lexington Law, PGX Holdings, and Related Entities | CFPB |
Consumer Financial Protection Bureau Files Suit Against Lexington Law, PGX Holdings, and Related Entities |
05/01/19 |
MERS owner, Intercontinental Exchange, is buying Simplifile for $335 million | Housing Wire |
MERS owner, Intercontinental Exchange, is buying Simplifile for $335 million |
05/01/19 |
Tell Us What You Know About the Consumer Financial Protection Bureau. We’re Investigating. | ProPublica |
Tell Us What You Know About the Consumer Financial Protection Bureau. We’re Investigating. |
05/01/19 |
Banks Switching Tactics As “REMIC” Deficiencies Are Revealed | Living Lies |
Banks Switching Tactics As “REMIC” Deficiencies Are Revealed |
04/26/19 |
Foreclosed homes affect families, neighborhoods, senator says. We have a plan to manage the crisis. | NJ.com |
Foreclosed homes affect families, neighborhoods, senator says. We have a plan to manage the crisis. |
04/25/19 |
Morgan Stanley to pay $150 million for pushing toxic mortgage bonds on California's teachers and public employees | Housing Wire |
Morgan Stanley to pay $150 million for pushing toxic mortgage bonds on California's teachers and public employees |
04/25/19 |
Second Judge rules Wells Fargo must submit to discovery related to computer “glitch” that led to unjust foreclosures | Dann Law |
Second Judge rules Wells Fargo must submit to discovery related to computer “glitch” that led to unjust foreclosures |
04/25/19 |
How to read responses from the alleged “Servicer” | Living Lies |
How to read responses from the alleged “Servicer” |
04/24/19 |
Applying Common Sense and Law to Assignments of Mortgage | Living Lies |
Applying Common Sense and Law to Assignments of Mortgaget |
04/23/19 |
Does Sending an FDCPA Validation Request Stop Foreclosure? Yes, Says One Court | Culik Law |
Does Sending an FDCPA Validation Request Stop Foreclosure? Yes, Says One Court |
04/23/19 |
U.S. Bank, N.A. “as Trustee” Facing Sanctions In Miami | Living Lies |
U.S. Bank, N.A. “as Trustee” Facing Sanctions In Miami |
04/20/19 |
I’ve Seen Goldman Sachs From the Inside. We Need Public Banks. | Truthout.org |
I’ve Seen Goldman Sachs From the Inside. We Need Public Banks. |
04/19/19 |
Maxine Waters and Elizabeth Warren Propose Plans to Stop “Crime Spree” of Banks | Living Lies |
Maxine Waters and Elizabeth Warren Propose Plans to Stop “Crime Spree” of Banks |
04/19/19 |
9th Circuit Inches Toward Decision of “America’s Wholesale Lender” | Living Lies |
9th Circuit Inches Toward Decision of “America’s Wholesale Lender” |
04/18/19 |
A New Plan to Make Wall Street Pay for Creating the Foreclosure Crisis | Post News Group |
A New Plan to Make Wall Street Pay for Creating the Foreclosure Crisis |
04/18/19 |
Wells Fargo accused of misleading homeowners in mortgage crisis aftermath | NY Post |
Wells Fargo accused of misleading homeowners in mortgage crisis aftermath |
04/18/19 |
C&E Strategy is the beginning of a successful attack on the claimed enforcement of a mortgage or deed of trust. | Living Lies |
C&E Strategy is the beginning of a successful attack on the claimed enforcement of a mortgage or deed of trust. |
04/17/19 |
DiTech: The Pretense Continues | Living Lies |
DiTech: The Pretense Continues |
04/16/19 |
Deutsche Bank: Here’s What Maxine Waters Should Be Subpoenaing | Wallstreetonparade.com |
Deutsche Bank: Here’s What Maxine Waters Should Be Subpoenaing |
04/16/19 |
Fannie Mae Explains Securitization and Distribution of Ownership of Debt | Living Lies |
Fannie Mae Explains Securitization and Distribution of Ownership of Debt |
04/13/19 |
DEFEATING DIVERSITY IN FORECLOSURE ACTIONS | Clouded Titles Blog |
DEFEATING DIVERSITY IN FORECLOSURE ACTIONS |
04/12/19 |
Research Study on Ongoing Crime Spree by Wall Street Mega Banks Gets News Blackout: Here’s Why | Wallstreetonparade.com |
Research Study on Ongoing Crime Spree by Wall Street Mega Banks Gets News Blackout: Here’s Why |
04/12/19 |
General Electric agrees to pay $1.5B civil penalty over subprime mortgages | The Blaze |
General Electric agrees to pay $1.5B civil penalty over subprime mortgages |
04/11/19 |
Cal. 3d DCA: WRONGFUL FORECLOSURE — You Can Cancel the Assignment, Notice of Default, Notice of Sale and Reverse the Sale. | Living Lies |
Cal. 3d DCA: WRONGFUL FORECLOSURE — You Can Cancel the Assignment, Notice of Default, Notice of Sale and Reverse the Sale. |
04/10/19 |
Florida Bankers Association Admission to Florida Supreme Court: “Original Notes Were Eliminated” | Living Lies |
Florida Bankers Association Admission to Florida Supreme Court: “Original Notes Were Eliminated” |
04/10/19 |
Bill seeks to hold judges accountable | Lowell Sun |
Bill seeks to hold judges accountable |
04/09/19 |
Stop Feeling Guilty — Be A Warrior | Living Lies |
Stop Feeling Guilty — Be A Warrior |
04/09/19 |
MA Attorney General Secures $2 Million From National Mortgage Servicer Over Unfair And Unaffordable Loan Modifications | Mortgageledger.com |
MA Attorney General Secures $2 Million From National Mortgage Servicer Over Unfair And Unaffordable Loan Modifications |
04/08/19 |
Steve Eisman and FrontPoint Were Shorting Wall Street Banks While the Dumb Fed Was Giving FrontPoint Emergency Loans – and that’s not the Worst Part of this Story | Wallstreetonparade.com |
Steve Eisman and FrontPoint Were Shorting Wall Street Banks While the Dumb Fed Was Giving FrontPoint Emergency Loans – and that’s not the Worst Part of this Story |
04/08/19 |
CERTO v. BANK OF NEW YORK MELLON | Stopforeclosurefraud.com |
CERTO v. BANK OF NEW YORK MELLON |
04/05/19 |
Miami-Dade Judge Rules Retroactive Provision in Florida's Foreclosure Law is Unconstitutional | Daily Business Review - Law.com |
Miami-Dade Judge Rules Retroactive Provision in Florida's Foreclosure Law is Unconstitutional |
04/05/19 |
Discovery from REMIC Rules | Living Lies |
Discovery from REMIC Rules |
04/04/19 |
You Elected Them To Write New Laws Theyre Letting Corporations Do It Instead | Publicintegrity.org |
You Elected Them To Write New Laws Theyre Letting Corporations Do It Instead |
04/04/19 |
San Francisco Chronicle: California can’t divert mortgage relief funds to pay off state debt | Housing Wire |
San Francisco Chronicle: California can’t divert mortgage relief funds to pay off state debt |
04/03/19 |
UCC: The Internet is no substitute for law school | Living Lies |
UCC: The Internet is no substitute for law school |
04/02/19 |
Common Sense Prevails: SCOTUS Broadens Primary Liability for Fraudulent Schemes | Living Lies |
Common Sense Prevails: SCOTUS Broadens Primary Liability for Fraudulent Schemes |
04/01/19 |
Begging to Lose Money? Think About It! | Living Lies |
Begging to Lose Money? Think About It! |
04/01/19 |
After a Decade of Cheap Money, the Federal Reserve Still Has No Exit Strategy | Foundation For Economic Educaton |
After a Decade of Cheap Money, the Federal Reserve Still Has No Exit Strategy |
04/01/19 |
MMT Scholars’ Predictive and Policy Successes – Part A | Neweconomicperspectives.org |
MMT Scholars’ Predictive and Policy Successes – Part A |
04/01/19 |
Why Homeowners Should Win Foreclosures: It’s the Moral Thing to Do. | Living Lies |
Why Homeowners Should Win Foreclosures: It’s the Moral Thing to Do. |
03/29/19 |
Sherry Hernandez: Still Trying To Get Caught in the Revolving Door. | Medium.com |
Sherry Hernandez: Still Trying To Get Caught in the Revolving Door. |
03/29/19 |
If you think foreclosures are a thing of the past, think again | Living Lies |
If you think foreclosures are a thing of the past, think again |
03/29/19 |
Ocwen settles with Massachusetts over alleged "widespread" mortgage servicing issues | Housing Wire |
Ocwen settles with Massachusetts over alleged "widespread" mortgage servicing issues |
03/28/19 |
No Surprise: Ambitious Plan to "Fix" Entire Housing Market Met With Mixed Reaction | Mortgage News Daily |
No Surprise: Ambitious Plan to "Fix" Entire Housing Market Met With Mixed Reaction |
03/28/19 |
Wells Fargo CEO Quits In Wake Of Consumer Financial Scandals | NPR |
Wells Fargo CEO Quits In Wake Of Consumer Financial Scandals |
03/28/19 |
Bloomberg: Mortgage servicing needs fixing, and here's what should be done | Housing Wire |
Bloomberg: Mortgage servicing needs fixing, and here's what should be done |
03/28/19 |
Enforcement of Note vs. Enforcement of Mortgage | Living Lies |
Enforcement of Note vs. Enforcement of Mortgage |
03/27/19 |
“Lost notes” and the Sudden Appearance of “Original Notes.” | Living Lies |
“Lost notes” and the Sudden Appearance of “Original Notes.” |
03/26/19 |
Why Regulation is Failing the Mortgage Market | Living Lies |
Why Regulation is Failing the Mortgage Market |
03/26/19 |
Do “Custodians”Really Hold “Original Notes?” | BP Investigative Agency |
Do “Custodians”Really Hold “Original Notes?” |
03/22/19 |
Wells Fargo Bank and the Glass-Steagall Act | Verdict from Justia |
Wells Fargo Bank and the Glass-Steagall Act |
03/22/19 |
World’s biggest banks accused of price-fixing Fannie Mae, Freddie Mac bonds | Housing Wire |
World’s biggest banks accused of price-fixing Fannie Mae, Freddie Mac bonds |
03/22/19 |
Former CoreLogic exec named general counsel at Fannie Mae | Housing Wire |
Former CoreLogic exec named general counsel at Fannie Mae |
03/22/19 |
A Replay of 2008 in the Works | Living Lies |
A Replay of 2008 in the Works |
03/21/19 |
San Jose lawmakers unanimously vote to study a public bank and abandon banking with Chase | Publicbankinginstitute.org |
San Jose lawmakers unanimously vote to study a public bank and abandon banking with Chase |
03/21/19 |
How to Think About MERS | Living Lies |
How to Think About MERS |
03/20/19 |
BONY Mellon Crashes on Statute of Limitations in NY | Living Lies |
BONY Mellon Crashes on Statute of Limitations in NY |
03/20/19 |
Supreme Court defines ‘debt collector’ under Fair Debt Collection Practices Act | Jurist |
Supreme Court defines ‘debt collector’ under Fair Debt Collection Practices Act |
03/20/19 |
Obduskey v. McCarthy & Holthus LLP | Casetext |
Obduskey
v.
McCarthy & Holthus LLP |
03/20/19 |
Federal Reserve signals it won't raise interest rates at all this year | Housing Wire |
Federal Reserve signals it won't raise interest rates at all this year |
03/20/19 |
Wells Fargo to pay $13 million to settle claims of improperly modifying bankrupt borrowers’ mortgages | Housing Wire |
Wells Fargo to pay $13 million to settle claims of improperly modifying bankrupt borrowers’ mortgages |
03/18/19 |
Turns Out That Trillion-Dollar Bailout Was, in Fact, Real | Rolling Stone |
Turns Out That Trillion-Dollar Bailout Was, in Fact, Real |
03/18/19 |
Did Wall Street get a ‘trillion-dollar bailout’ during the financial crisis? | Washington Post |
Did Wall Street get a ‘trillion-dollar bailout’ during the financial crisis? |
03/13/19 |
KAMALA HARRIS CELEBRATES HER ROLE IN THE MORTGAGE CRISIS SETTLEMENT. THE REALITY IS QUITE DIFFERENT. | The Intercept |
KAMALA HARRIS CELEBRATES HER ROLE IN THE MORTGAGE CRISIS SETTLEMENT. THE REALITY IS QUITE DIFFERENT. |
03/13/19 |
The Discovery Rule: Tolling the Statute of Limitations | Living Lies |
The Discovery Rule: Tolling the Statute of Limitations |
03/12/19 |
Unworthy Trusts | Living Lies |
Unworthy Trusts |
03/11/19 |
Stop Referring to Defaults as Something Real | Living Lies |
Stop Referring to Defaults as Something Real |
03/06/19 |
Do Expert Declarations Help? | Living Lies |
Do Expert Declarations Help? |
03/06/19 |
Ocwen planning to lay off more than 2,000 mortgage employees | Housing Wire |
Ocwen planning to lay off more than 2,000 mortgage employees |
03/05/19 |
Is that Mortgage or Deed of Trust Void or Just Unenforceable? | Living Lies |
Is that Mortgage or Deed of Trust Void or Just Unenforceable? |
03/04/19 |
Gary Dubin: Proposed Mortgage Integrity Act (MIA): | Living Lies |
Gary Dubin: Proposed Mortgage Integrity Act (MIA): |
03/04/19 |
Disruptive Innovation in the Legal Industry | Ross Intelligence |
Disruptive Innovation in the Legal Industry |
03/01/19 |
TILA Rescission and Bankruptcy: What Happens When the Bankruptcy Court Gets it Wrong | Living Lies |
TILA Rescission and Bankruptcy: What Happens When the Bankruptcy Court Gets it Wrong |
02/25/19 |
Enforcement of Note vs. Enforcement of Mortgage | Living Lies |
Enforcement of Note vs. Enforcement of Mortgage |
02/21/19 |
Bringing justice home: Creating a Bureau of Housing and Loan Fraud in the Queens DA’s Office | Amsterdamnews.com |
We are now 10 years out of the Great Recession, and predatory lending and housing fraud continue to threaten and harm New Yorkers. |
02/21/19 |
What Happens on A Motion to Dismiss? | Living Lies |
What Happens on A Motion to Dismiss? |
02/19/19 |
Removing Liens Rendered Void by TILA Rescission 15 USC §1635 | Living Lies |
Removing Liens Rendered Void by TILA Rescission 15 USC §1635 |
02/18/19 |
Can MERS Assign the Debt? | Living Lies |
Can MERS Assign the Debt? |
02/16/19 |
Are banks guilty of faking signatures on British court papers? | The Guardian |
Are banks guilty of faking signatures on British court papers? |
02/16/19 |
LaRace v. Wells Fargo Bank, N.A. as Trustee Update | Glenn Russell |
LaRace v. Wells Fargo Bank, N.A. as Trustee Update |
02/15/19 |
Deutsche Bank reverses pledge to help distressed homeowners | American Banker |
Deutsche Bank reverses pledge to help distressed homeowners |
02/15/19 |
Ex-Fannie Mae Employee Found Guilty of Multi-Million Dollar Scheme Involving Property Listings and Approval of Below-Market Sales | Lawfuel.com |
Ex-Fannie Mae Employee Found Guilty of Multi-Million Dollar Scheme Involving Property Listings and Approval of Below-Market Sales |
02/15/19 |
A Movement to Hold Judges Accountable for Their Illegal Actions | Living Lies |
A Movement to Hold Judges Accountable for Their Illegal Actions |
02/14/19 |
Thanks to Artificial Intelligence, Finding a Florida Lawyer Just Got Easier | Law.com |
Thanks to Artificial Intelligence, Finding a Florida Lawyer Just Got Easier |
02/14/19 |
Facially Valid for Those Inclined to Latin | Living Lies |
Facially Valid for Those Inclined to Latin |
02/13/19 |
Caliber and LSF9 Trust Example of Smoke and Mirrors | Living Lies |
Caliber and LSF9 Trust Example of Smoke and Mirrors |
02/13/19 |
Bill Would Make Online Access to Federal Court Records Free | Courthouse News Service |
Bill Would Make Online Access to Federal Court Records Free |
02/13/19 |
Contract AI: How Legal Departments Evaluated, Use Artificial Intelligence Tools | Spendmatters.com |
Contract AI: How Legal Departments Evaluated, Use Artificial Intelligence Tools |
02/13/19 |
HUD’s System for Processing Public Records Requests Died During the Shutdown | ProPublica |
HUD’s System for Processing Public Records Requests Died During the Shutdown |
02/13/19 |
McGreevey wins: Veteran who alleged illegal foreclosure gets $125,000 settlement | Oregonlive.com |
McGreevey wins: Veteran who alleged illegal foreclosure gets $125,000 settlement |
02/12/19 |
Future Law School. What Does It Look Like? | Forbes |
Future Law School. What Does It Look Like? |
02/12/19 |
Attorney General James to Urge Consumer Financial Protection Bureau to Reject Anti-Consumer Protection Policies | Longisland.com |
Attorney General James to Urge Consumer Financial Protection Bureau to Reject Anti-Consumer Protection Policies |
02/11/19 |
CFPB is looking out for financial predators instead of Main Street | The Hill |
CFPB is looking out for financial predators instead of Main Street |
02/11/19 |
Making the Foreclosure Process More Efficient | DS News |
Making the Foreclosure Process More Efficient |
02/11/19 |
Why Fabrications? Why Forgeries? | Living Lies |
Why Fabrications? Why Forgeries? |
02/08/19 |
Denied Modification: A Cog of the Loan Servicing Industry Profit Factory | Attorney At Law Magazine |
Denied Modification: A Cog of the Loan Servicing Industry Profit Factory |
02/05/19 |
MERS AND ITS ROLE AS A PLAINTIFF AND DEFENDANT … OR THE LACK THEREOF! | Clouded Titles Blog |
MERS AND ITS ROLE AS A PLAINTIFF AND DEFENDANT … OR THE LACK THEREOF! |
02/05/19 |
Facial Validity vs Enforceability | Living Lies |
Facial Validity vs Enforceability |
02/04/19 |
About Legal Research And Fact Analysis | Living Lies |
About Legal Research And Fact Analysis |
02/02/19 |
Return To Prudent Banking Act: Bill To Reign In Predatory Banks Introduced | Inquisitr.com |
Return To Prudent Banking Act: Bill To Reign In Predatory Banks Introduced |
01/31/19 |
Federal Court 2015 Deutsch Bank Case Reveals Bank Willingness to Lie Directly to the Court | Living Lies |
Federal Court 2015 Deutsch Bank Case Reveals Bank Willingness to Lie Directly to the Court |
01/30/19 |
Facially Invalid Recorded Documents | Living Lies |
Facially Invalid Recorded Documents |
01/29/19 |
Rogue REMICs? 2016 Study Reveals Lack of Standing | Living Lies |
Rogue REMICs? 2016 Study Reveals Lack of Standing |
01/28/19 |
Short Videos on “The Men Who Stole the World” | Living Lies |
Short Videos on “The Men Who Stole the World” |
01/28/19 |
Data Breach Reveals Tech Players in Storage and Manipulation of Documents | Living Lies |
Data Breach Reveals Tech Players in Storage and Manipulation of Documents |
01/26/19 |
Kamala Harris' complicated history with Wall Street will come under scrutiny in the 2020 race | CNBC |
Kamala Harris' complicated history with Wall Street will come under scrutiny in the 2020 race |
01/24/19 |
Tonight! Foreclosure Mills Are Accountable Under FDCPA | Living Lies |
Tonight! Foreclosure Mills Are Accountable Under FDCPA |
01/24/19 |
The Facts Behind Smoke and Mirrors | Living Lies |
The Facts Behind Smoke and Mirrors |
01/23/19 |
Millions of bank loan and mortgage documents have leaked online | Techcrunch.com |
Millions of bank loan and mortgage documents have leaked online |
01/23/19 |
Tolling the Statute of Limitations by Initiating Administrative Processes | Living Lies |
Tolling the Statute of Limitations by Initiating Administrative Processes |
01/22/19 |
Gary Dubin on Foreclosure Reform and Deficiency Judgments | Living Lies |
Gary Dubin on Foreclosure Reform and Deficiency Judgments |
01/21/19 |
“True Lender” Lawsuits Causing Business and Legal Headaches for Banks | Living Lies |
“True Lender” Lawsuits Causing Business and Legal Headaches for Banks |
01/20/19 |
Firm Scores Important Ruling From Massachusetts Appeals Court in Starkey v. Deutsche Bank, N.T. Co., et al | Glenn Russell |
Firm Scores Important Ruling From Massachusetts Appeals Court in Starkey v. Deutsche Bank, N.T. Co., et al |
01/18/19 |
MERS Is NOTHING — The Correct Translation of “MIN” | Living Lies |
MERS Is NOTHING — The Correct Translation of “MIN” |
01/17/19 |
Worcesteria: Irony is hard | Worcester Magazine |
Worcesteria: Irony is hard |
01/16/19 |
Solving the Puzzle: Settlements with Homeowners Are Rising | Living Lies |
Solving the Puzzle: Settlements with Homeowners Are Rising |
01/15/19 |
UPL, FELONY PERJURY: THE UNINTENDED CONSEQUENCES OF DOCUMENT MANUFACTURING! | Cloudedtitlesblog.com |
UPL, FELONY PERJURY: THE UNINTENDED CONSEQUENCES OF DOCUMENT MANUFACTURING! |
01/15/19 |
THE SYSTEM OF THINGS IS IN PLAY IN ORANGE COUNTY, FLORIDA! | Cloudedtitlesblog.com |
THE SYSTEM OF THINGS IS IN PLAY IN ORANGE COUNTY, FLORIDA! |
01/15/19 |
Example of Homeowner Winning in Sarasota Florida | Living Lies |
Example of Homeowner Winning in Sarasota Florida |
01/14/19 |
Attorney Mark Stopa says he never wants to practice law again but the Florida Bar won't let him retire | Tampa Bay Times |
Attorney Mark Stopa says he never wants to practice law again but the Florida Bar won't let him retire |
01/14/19 |
Distilling the 20 Points of TILA Rescission: 9th Circuit Allows “Claim” for Rescission Under WA Statute of Limitations | Living Lies |
Distilling the 20 Points of TILA Rescission: 9th Circuit Allows “Claim” for Rescission Under WA Statute of Limitations |
01/11/19 |
Reimagining Innovation In Legal Education | Abovethelaw.com |
Reimagining Innovation In Legal Education |
01/11/19 |
‘Could you make these guys essential?’: Mortgage industry gets shutdown relief after appeal to senior Treasury officials | Washington Post |
‘Could you make these guys essential?’: Mortgage industry gets shutdown relief after appeal to senior Treasury officials |
01/11/19 |
Portrait of a Whistleblower: The Establishment is Rigged Against Truth | Living Lies |
Portrait of a Whistleblower: The Establishment is Rigged Against Truth |
01/10/19 |
Kamala Harris Tells Big Lie: That 2012 Mortgage Settlement Was a Good Deal for Homeowners | Naked Capitalism |
Kamala Harris Tells Big Lie: That 2012 Mortgage Settlement Was a Good Deal for Homeowners |
01/10/19 |
SCOTUS Oral Argument Illuminates the Main Question in Foreclosures: What are the roles of the parties? | Living Lies |
SCOTUS Oral Argument Illuminates the Main Question in Foreclosures: What are the roles of the parties? |
01/09/19 |
Banks Are Baffled by Florida Supreme Court Ruling in Glass v Nationwide | Living Lies |
Banks Are Baffled by Florida Supreme Court Ruling in Glass v Nationwide |
01/08/19 |
FLA S Ct Reverses Course on Homeowner’s Award of Attorney Fees and Raises Other Issues for Defense of Foreclosures | Living Lies |
FLA S Ct Reverses Course on Homeowner’s Award of Attorney Fees and Raises Other Issues for Defense of Foreclosures |
01/07/19 |
DannLaw files suit alleging Wells Fargo defrauded two borrowers who were wrongly denied home mortgage modifications | EIN Presswire |
DannLaw files suit alleging Wells Fargo defrauded two borrowers who were wrongly denied home mortgage modifications |
01/04/19 |
The embarrassment that is Wells Fargo | Charlotte Observer |
The embarrassment that is Wells Fargo |
01/04/19 |
Texas Two Step: “Successors and Assigns” | Living Lies |
Texas Two Step: “Successors and Assigns” |
01/02/19 |
Repeated errors cost hundreds of people their homes—now Wells Fargo wants to buy their silence | Dailykos.com |
Repeated errors cost hundreds of people their homes—now Wells Fargo wants to buy their silence |
01/02/19 |
Federal lawsuit accuses Wells Fargo of unlawful foreclosure of Starkville man's home | Clarionledger.com |
Federal lawsuit accuses Wells Fargo of unlawful foreclosure of Starkville man's home |
01/02/19 |
ENTER 2019 AND THE NEW MERS! | Cloudedtitlesblog.com |
ENTER 2019 AND THE NEW MERS! |
01/02/19 |
Standing Rock’s Surprising Legacy: A Push for Public Banks | Yes Magazine |
Standing Rock’s Surprising Legacy: A Push for Public Banks |
01/01/19 |
"Foreclosure Machine." Meet the man who coined the phrase: mild mannered plain speaking Robert M Janes | MATHEWS STREET, AMERICA |
"Foreclosure Machine." Meet the man who coined the phrase: mild mannered plain speaking Robert M Janes |
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