*Find your representative

  List of Attorneys General

 

 

Issa letter to DOJ Holder (cover-up, contempt)(1/12)

 

Revitalizing Foreclosed Properties with Land Banks(2009)

 

California Congressmen Write to President Obama in support of AG Kamala Harris not going along with multi-state settlement

 

Rep. Elijah Cummings letter to FHFA ("FHFA may have contributed to widespread abuses by mortgage servicing companies and law firms attempting to meet arbitrary deadlines to expedite foreclosures,”)

 

Bernanke Letter to Frank and Bachus on Fed Bailouts(12/11)

 

GAO Audit of the Federal Reserve ***(Oct/11)

 

Congressional Corruption – Members Exempted from Insider Trading Laws

 

FHFA’s Oversight of Fannie Mae’s 
Default-Related Legal Services
(9/11)

 

Testimony: Should there be a Government Guarantee?

 

FEDERAL RESERVE SYSTEM:
Opportunities Exist to Strengthen Policies and Processes for Managing Emergency Assistance

 

FINAL REPORT OF THE NATIONAL  

   COMMISSION ON THE CAUSES OF THE 

   FINANCIAL AND ECONOMIC CRISIS IN THE 

UNITED STATES

 

Audit of the Federal Housing Finance Agency's  

 

    Consumer Complaints Process (6/11)

 

GAO Report: MORTGAGE FORECLOSURES 

     Documentation Problems Reveal Need for 

     Ongoing Regulatory Oversight  (5/11)

 

  House bill H.R. 1477 introduced to crack down on 

    mortgage servicers (4/11)

 

  Arkansas House Bill 1511:*

    AN ACT TO REQUIRE ADDITIONAL INFORMATION AND TO 
      ENCOURAGE LOSS MITIGATION AND LOAN MODIFICATIONS 
      BEFORE INITIATING A STATUTORY FORECLOSURE; AND FOR 
      OTHER PURPOSES
(3/11)

 

Draft Report of the PEB on the UCC Rules Applicable to 

    the Assignment of Mortgage Notes and to the Ownership 

    and Enforcement of Those Notes and the Mortgages 

    Securing Them (3/11)

 

Foreclosure Fraud and Homeowner Abuse Prevention 

    Act of 2011

 

WALL STREET AND THE FINANCIAL COLLAPSE:

     Anatomy of a Financial Crisis (4/11)

 

Repairing A Broken System:
    Protecting Consumers in Debt Collection 
    Litigation and Arbitration (July 2010)

 

Advocates' letter calling for the Withdrawal of  

    Proposed Consent Orders Regarding Mortgage 

    Servicing Illegalities (4/11)

 

Notice of Proposed Rulemaking Implementing  

    Certain Orderly Liquidation Authority Provisions of 

    the Dodd-Frank Wall Street Reform and Consumer 
    Protection Act
(3/11)

 

Senate Bill 1074, An Act Concerning Foreclosure When 

    Legal Title Has Not Been Conveyed (3/11)

 

Arizona SB1259 Passes The Senate (28-2) (2/11)

      (Foreclosure/Proof of Ownership)

 

Executive Compensation Restrictions in the 

    Troubled Asset Relief Program (2/11)

 

Hawaii House approves moratorium on foreclosures (2/11)

 

MA Bill in Reaction to Foreclosure Fraud (1/11)

 

Virginia HB1506 (1/11)  

      Relating to foreclosure procedures; assignment of deed of trust.

 

SIGTARP Report: 

   Extraordinary Financial Assistance Provided to 

    Citigroup, Inc. -By Neil Barofsky (1/13/11)

 

 

FTC Policy Statement on Unfairness (1980*)

 

Florida Attorney General Report: (1/11)

      UNFAIR, DECEPTIVE AND UNCONSCIONABLE 
    ACTS IN FORECLOSURE CASES 

 

Florida AG's Foreclosure Update to Florida Senate  (1/11/11)

 

COP Hearing with Tim Geithner (12/16/10)

 

Texas Housing Justice League's postition on Mortgage

     Servicer Bill (2010)

 

Foreclosed Justice: (12/15/10)

Causes and Effects of the Foreclosure Crisis-Part II

Includes Transcript and Written Testimony

 

  Text of H.R. 6460: Transparency and Security in Mortgage  Registration Act of 2010 (11/10)

 

Hearing on MORTGAGE SERVICES and 

     FORECLOSURE PRACTICES (11/16/10)*

 

NOVEMBER OVERSIGHT REPORT (11/16/10)

 

  H.R.3808: Interstate Recognition of 

      Notarizations Act of 2010  


Subprime Foreclosures and the 2005 Bankruptcy 

    Reform

 

Interstate Banking H.R. 3841 (1994)

 

 ROBO-signing Remarks by FDIC Chairman Bair (10/13/10)

 

Congress' letter to Fannie: "Why is Fannie Mae using  lawyers that are accused of regularly engaging in fraud to  kick people out of their homes? (10/10)

 

  Washington State AG finds Trustees may be involved n wrongful foreclosures (10/10)(PDF letter)

________________________________________________________

Florida:

  GRAYSON DEMANDS SWIFT LEGAL 

       ACTION AGAINST FORECLOSURE "FRAUD 

       FACTORIES"  (10/10)   

 

  Amendments to the FRCP regarding

      FORECLOSURES  (2/11/2010)

 

    Florida Deficiency Judgment Bill

    Florida MBA Comments to Amended Rules

_____________________________________

 

Helping Families Save their Homes Act of 2009 

 

A REVIEW OF MORTGAGE SERVICING 

     PRACTICES AND FORECLOSURE 

     MITIGATION (2008)   

 

 Housing and Economic Recovery Act of 2008

 

HUD ANNOUNCES POSTING OF 

     FREQUENTLY ASKED QUESTIONS ON NEW 

     RESPA RULE

 

Obama signs mortgage bill into law  (5/21/09)

 

Perspectives on the Consumer Financial 

      Protection Agency”

 

THE FINANCIAL PRODUCT SAFETY 

     COMMISSION ACT OF 2009 

  Senate version H.R.1705      House version H.R.1705

                  

  Amendment Requires That Homeowners 

      Be Informed When their Home Loan is 

      Sold or Transferred

 

Treasury Secretary Tim Geithner 

    Written Testimony Congressional 

    Oversight Panel  April 21, 2009

 

  BANKRUPTCY REFORM ACT OF 2000

 

Testimony of Michael Calhoun, Center for

     Responsible Lending 1/13/09

 

GSE's Pose Systemic Risk (Paulson 9/08)

 

Financial Services Subcommittee

     Hearing on Foreclosure Problems 6/08

 

Foreclosure Bill Signed Into Law 8/08

 

Legislature acts to control mortgage servicers 7/08

 

New Legislation Changes KY HUD 

     Exemption 

                                                                      6/08

Pennsylvania Governor Signs Off on 

     Mortgage Fraud Bills 7//9/08

 

American Housing Rescue and Foreclosure 

     Prevention Act  5/7/08

 

  Most Historic Day for Whistleblowers: 112 

      Public Groups Unite! 6/5/08

 

Federal Preemption of State 

     Prepayment-Penalty Statutes: The OTS 

     Reverses Itself

 

Civil Asset Forfeiture Act Becomes Law (government)

 

FTC IMPROVING CONSUMER 

      PROTECTIONS IN SUBPRIME LENDING 4/29/08

 

  Mortgage fraud bill passes House,

     goes to governor  5/1/08

 

Lawmakers pass bill adding penalties for 

     mortgage fraud  5/1/08

 

McCollum praises mortgage-fraud legislation 

     5/1/08

 

NEW KENTUCKY LAW BOOSTS 

     PROTECTION AGAINST MORTGAGE, 

     LENDING FRAUD - 4/29/08

 

Legislature approves stiffer penalty for mortgage

     fraud -up to 15 years in state prison. 4/29/08

 

New Laws - Maryland Emergency Legislation   

     4/28/08

 

H.R. 5679: Foreclosure Prevention and 

    Sound Mortgage Servicing Act of 2008

 

Senate Throws Out Single Most Needed 

    Step to Help Millions of American 

    Families Keep Their Homes 4/3/08

 

The Subcommittee on Commercial and 

      Administrative Law “Mandatory Binding 

      Arbitration Agreements: Are They Fair For 

      Consumers?”   6/12/07

 

POSSIBLE RESPONSES TO RISING MORTGAGE 

      FORECLOSURES - FDIC testimony 4/07

Legislating Violations of the Constitution

National Judicial Watchdog Organization to 

    Investigate Allegations of Judicial Collusion and 

    Cronyism by Retired Pima County Superior 

    Court Judge and his Ex-Law Partner 11/2/05

 

Critics Say Taxpayers At Risk 

     For Housing Bailout (2000)

FANNIE MAE’S SUBORDINATED DEBT 

     PROGRAM (2001)

 

Fannie Mae 2007 Annual Report

 

  H.R. 3915 (See Title VI)

 

1/11/08 OFHEO Issues Policy  

     Guidance On Fannie Mae And Freddie 

     Mac Mortgage Fraud Programs

 

12/19/07 New Proposed Federal   

     Reserve Rules: Is This Supposed to Be 

     Helpful Regulation?

 

12/19/07 FHA Mortgages — Senate Bill 

     Specifics Revealed

 

  Under Secretary for Domestic 

      Finance Robert K. Steel
      Testimony before the House 

      Committee on Financial Services

 

Loan-Relief Legislation Advances

 

11/4/07- Testimony before the 

     House Committee on Financial 

    Services

 

HANDLING THE FAILURE OF A

     GOVERNMENT-SPONSORED

     ENTERPRISE (gse)

 

1/27/07 Legislation makes mortgage 

     fraud a felony

 

1/23/07- Strickland vetoes 

     predatory lending bill

 

1/23/07- FDIC issues policy letter on 

     predatory lending

 

 

H.R. 3837 The Escrow, Appraisal, and  

     Mortgage Servicing Improvements Act  

     of 2007

 

    Press release on the bill

 

    Press release #2 on the bill

 

    Kanjorski introduces mortgage 

         lending reform

 

    Statement of Maureen McGrath (2003*)

 

 

  STOP FRAUD Act

 

  Clinton Introduces Protection and 

      Prevention Bill

 

HB 716 Mortgage Fraud Bill  (Texas)

 

ESOP Oversight Testimony

     President, East Side Organizing Project

 

DIRTY MONEY: 

    CORPORATE CRIMINAL DONATIONS

    TO THE TWO MAJOR PARTIES

 

  Bill toughens Ariz. mortgage fraud laws

 

   Arizona House Bill 2040

       bill criminalizing mortgage fraud.

 

  Clean Up Government Act of 2007

 

General Assembly creates new 

     residential mortgage fraud felony

 

Second foreclosure-prevention  

    bill introduced in Senate

 

  Petro Proposes Rules To  

     Crack Down On Predatory 

     Lending In Ohio

 

         The Proposed Rules

 

  Georgia Residential Mortgage  

       Fraud Act  (incl. RICO)

 

  Cook County Lending 

      Database Pilot Greatly Expands Mortgage 

      Regulation 

 

Agencies Announce Updated  

     Answers to Frequently 

     Asked Questions About HMDA 

     Price Data

 

CRL on Homeownership

     and Equity Protection

 

Accuracy Guidelines and   

     Procedures Pursuant to 

     Section 312 of the Fair and  

     Accurate Credit Transactions 

     Act

 

Taft Signs Bill Targeting  

     Predatory Lenders

 

Cox Proposes Legislation to End  

     Predatory Mortgage Practices

Obama Seeks Congressional

     Hearings On Mortgage Fraud

 

Obama, Durbin propose reform

 

*Obama's Mortgage Fraud Bill

 

Hearing on Promoting   

     Homeownership

 

Protecting Homeowners

 

Legislation to End Predatory 

     Mortgage Practices

 

 Project Scofflaw

 

 FBI 2004 report

 

  *OTS Cease & Desist Order

 

 Mortgage Fraud Reporting

 

Staff Report:
    
Enhancing Disclosure in the       

     Mortgage-Backed Securities 

     Markets

 

 What makes it Predatory?

 

Broker License Standards

 

The Martin-Act

 

 Check 21

 

  *Oppose bill  H.R. 4719  

 

 'Broken Dreams' hearing

 

    Goldstein testimony (PDF)

 

     *Homeowner testimony (PDF)

 

  Kerry plans to curb lending  

     abuse 

 

Bush vs. Kerry on housing,

     mortgage issues

 

 Edwards to crack down on  

      predators.

 

 H.R. 1025 - Mortgage   

      Servicing Clarification Act.

 

 Connecticut's  HB 1080

 

 Senate Bill 574

 

 Oregon's  HB 2344

 

 House votes to give extra 

     protection to lenders in civil suits

 

Suggested Reforms Point

     in the Right Direction.

 

Gramm-Leach Bliley Act

 

Don't Borrow Trouble

 

FTC Recommendations to

     Improve the FDCPA.