Articles Related To Mortgage Servicing Fraud

*Date*	Article (Recent Additions)	*Author*	*Comment*
August 08*	Bringing Down Bear Stearns	BRYAN BURROUGH -Vanity Fair	The blow-by-blow from insiders in what some believe was the greatest financial scandal in history.
August 08*	The Housing and Economic Recovery Act of 2008	Catherine Austin Fitts	This article originally appeared as a nine-part series on the Catherine Austin Fitts Blog.
7/25/08	NAB Will Shock Wall Street	ROBERT GOTTLIEBSEN - Business Spectator.com	The National Australia Bank's decision to write off 90 per cent of its US conduit loans will have dramatic repercussions around the world. Wall Street will be deeply shocked when they understand the repercussions of what NAB has done.
8/22/08	Buffett Says Fannie Mae, Freddie Mac `Game Is Over'	Josh P. Hamilton -Bloomberg	"They were able to borrow without any of the normal restraints. They had a blank check from the federal government.''
8/21/08	Mortgage-fraud prison time for former Eagle Mountain mayoral hopeful	By Donald W. Meyers The Salt Lake Tribune	In 4th District Court, Richard Culbertson was sentenced Thursday to four concurrent terms in prison on three counts of communications fraud and one count of engaging in a pattern of criminal activity. .
8/21/08	Cuomo campaign against financial fraud shames UK	Tony Bonsignore - Citywire	Cuomo alleges that the vendors, which include Citigroup, JP Morgan, Merrill Lynch, Morgan Stanley and UBS, sold the securities to retail investors under false pretences, knowing that the underlying value of the assets was not as high as investors believed.
8/21/08	Fannie And Freddie Debt Gains, Deep Share Dive Abates	By REUTERS	Debt investors bet the securities will get a U.S. guarantee even if shareholders are wiped out by a federal rescue of the two government-sponsored enterprises (GSEs), which own or back almost half of all outstanding U.S. mortgages.
8/20/08	Banking on Congress	Nader.org	The U.S. economy and the banking sector currently face a significant amount of uncertainty from ongoing housing sector problems, financial market turbulence and potentially weak prospects for consumer spending. These problems could lead to significantly higher loan losses and weaker earnings for insured institutions.
8/19/08	Some big-name funds may ride Fannie and Freddie to ZERO	LA Times	With shares of mortgage giants Fannie Mae and Freddie Mac continuing their slide today to new multi-year lows, the market once again is signaling that the two companies’ common shareholders are likely to be wiped out.
8/17/08	Pa. AG should scrutinize Countrywide	Pocono Record	The suit says the Countrywide, under former CEO Angelo Mozilo, promised troubled buyers they could refinance, then crammed unconscionable legal fees into the renegotiated loans that actually put them deeper in debt.
8/15/08*	Countrywide Cashing in on Surprising Group of Homeowners	Consumer Warning Network	“It’s absolutely unconscionable,” said Jill Bowman a Florida Attorney representing hurricane victims in class action lawsuits against Countrywide. “They promised these people help and got all the good publicity that went along with that, but now that the cameras have turned away, they’re trying to stick these disaster victims with the very penalties and financial hardship they promised they would not impose.”
8/15/08	Judge Rejects Countrywide Settlement Over Lending Practices	REUTERS	A federal bankruptcy judge has rejected a settlement involving the mortgage lender, Countrywide Financial Corporation, saying he was not convinced that it was fair to nearly 300 borrowers who claimed to have been hurt by the company’s abusive practices.
8/14/08	The Great Consumer Crash of 2009	James Quinn - Seeking Alpha	The millions of exotic mortgages (subprime, alt-A, ARMs, no-doc, and negative amortization), which have started to blow up, has led to a tsunami of foreclosures. In 2005 there were less than 600,000 foreclosures in the U.S. In the 1^st two quarters of 2008 there have been more than 1,350,000 foreclosures, with the pace accelerating.
8/14/08	The Debt Trap Home Equity Frenzy Was a Bank Ad Come True	LOUISE STORY New York Times	Not long ago, such loans, which used to be known as second mortgages, were considered the borrowing of last resort, to be avoided by all but people in dire financial straits. Today, these loans have become universally accepted, their image transformed by ubiquitous ad campaigns from banks. (Today is the Day. Meet your goals now. (Wells Fargo ad.))
8/14/08	SEC asks National City for subprime mortgage docs	Associated Press	The SEC has requested certain documents concerning the bank's loan underwriting experience, dividends, bank regulatory matters and the sale of First Franklin Financial Corp.
8/13/08	Law firm sued in $20M real estate case	kathleen.kerr@newsday.com	Investors are named as plaintiffs in the suit, which charges that law firms in Bristol, Conn., and Roseland, N.J., also helped facilitate and cover up the Cobalt investment scheme.
8/12/08	One Third of New Owners Owe More Than House Is Worth	Bob Ivry - Bloomberg	For homeowners who need to sell, this is a gravely serious situation,'' ``It can also be harmful to communities where the number of unsold homes adds more to inventory and puts downward pressure on prices.''
8/12/08	Freddie to Stop Buying Subprime Loans in N.Y. State	Dawn Kopecki Bloomberg	Freddie will stop buying subprime loans issued in New York state as a new law takes effect that holds investors accountable for mortgage fraud.
8/11/08	Terrorism, the mob and America's mortgage mess	Diane Francis	Attempts by Eliot Spitzer, and other attorneys general, to police or tighten up regulations or laws were fiercely opposed in court by the Bush administration.
8/11/08	Countrywide tries to silence critic	Reuters	The U.S. Justice Department has challenged a deal Countrywide Financial Corp. has cut in a Pittsburgh bankruptcy court, saying Countrywide is trying to silence an active critic.
8/11/08	Cuomo expands auction-rate securities probe The state attorney general is now including JPMorgan Chase & Co., Morgan Stanley and Wachovia Corp. in his investigation.	Associated Press	"This is an industry-wide problem," Mr. Cuomo said in an interview. "This is not about one or two institutions. We are now working with the other players in the industry."
8/11/08	Mortgage-Market Trouble Reaches Big Credit Unions	MARK MAREMONT - WSJ	Five of the nation's largest credit unions are reporting big paper losses on mortgage-related securities, a sign that housing-market distress is spreading even to the most risk-averse financial sectors.
8/9/08	ResCap suing brokers who originated bad mortgage loans The Bloomington-based warehouse lender alleges that defendants misrepresented data on borrowers and should buy back the troubled loans.	DAVID PHELPS, Star Tribune	The Bloomington-based investor has filed more than a dozen federal lawsuits in Minnesota against mortgage companies, claiming that they failed to do adequate due diligence on borrowers and provided inaccurate information about the financial wherewithal of loan applicants.
8/8/08	You have remedies and defenses!!!	Neil Garfield - LivingLies's Weblog	More and more lawyers are getting the same message but it is proceeding slowly. Some states have made it official: if you don’t own the note (which is the case in most foreclosures) then you can’t foreclose. But lawyers are slow on this one because they underestimate the value of the service they could be performing, underestimate the fees they could be earning and overestimating their own knowledge.
8/8/08	A Small Victory for Debtors in Texas Mortgage Servicing Case	Mona Lewandoski From Warren Reports	A New York Times article of March 30 described the “foreclosure machine:” the law firms and default servicing companies that represent and assist mortgage lenders in foreclosing and pursuing claims in bankruptcy and regular courts. The article gives several examples of questionable practices, including payment by volume of motions filed rather than by the legitimacy of those motions. This can lead to homeowners having to fight off baseless motions in court, or paying to settle a case that never should have been brought. As the article explains, bankruptcy judges and the U.S. Trustee (the powerful office that oversees the integrity of the bankruptcy system) have already noticed this abuse of the system. A recent Bankruptcy court ruling in Houston is the most recent example.
8/8/08	Ex-Countrywide CEO Angelo Mozilo is under formal SEC investigation The probe is focused on whether he violated insider-trading law and whether the mortgage lender's disclosures misled investors.	Kathy M. Kristof and E. Scott Reckard, Los Angeles Times	Bank of America Corp., which acquired Calabasas-based Countrywide last month, said in a regulatory filing Thursday that the Securities and Exchange Commission was conducting a formal inquiry of the lender and that it had responded to subpoenas from the federal agency.
8/8/08	UBS to Spend $19.4 Billion to Buy Back Securities	THE ASSOCIATED PRESS	The Swiss bank UBS has reached a $19.4 billion agreement to buy back bonds in the biggest settlement yet over claims that banks misled investors to buy auction-rate securities.
8/8/08	Fannie Posts Deep Loss, Slashes Dividend Payment	JAMES R. HAGERTY and APARAJITA SAHA-BUBNA - Wall Street Journal	“No Problem--------instead of tapping the taxpayers, go to the contractually bound lender/servicers for violating the Fannie Mae Guidelines…..just like all the investor lawsuits are doing!!!” (MSF)
8/8/08	A $2.3 Billion Loss for Fannie Mae	CHARLES DUHIGG The New York Times	Fannie Mae, the nation’s largest mortgage finance company, offered additional evidence on Friday that the housing slump was deepening by reporting a $2.3 billion loss in the second quarter.
8/7/08	Fannie and Freddie: Giving Away the Farm	EllenBrown www.opednews.com	Last week, Congress passed a housing bill that gave the Treasury Department a blank check to inject billions of U.S. taxpayer dollars into mortgage giants Fannie Mae and Freddie Mac, snatching them from insolvency. To accommodate this blank check, Congress obligingly raised its debt ceiling by $800 billion. Ouch! That’s nearly a trillion dollars. Why was it necessary to incur this potentially crippling public debt to bail out two completely private, for-profit behemoths, which have run themselves into bankruptcy with their own risky investment schemes? Policymakers said it was essential to maintain the country’s creditworthiness with foreign lenders, which today hold about one-fifth of Fannie and Freddie securities.
8/7/08	2 Banks Buying Back $17 Billion in Securities	ERIC DASH and LOUISE STORY New York Times	Merrill Lynch, without entering into a settlement, offered to buy back $10 billion of similar securities that it had sold to thousands of individuals.
8/5/08	Citigroup Agrees to Buy Back Securities for $7 Billion	Eric Dash - New York Times	Citigroup announced an agreement on Thursday to buy back more than $7 billion of auction-rate securities from investors to settle claims that it misled clients about the dangers of the investments.
8/5/08	Suit blames Washington Mutual for pending foreclosure	By Kimberly Blanton Boston Globe Staff	The Pestanas said they tried at least twice to determine the amount they could pay to reinstate their loan, but Harmon Law either did not call back or could not give them an amount.
8/5/08	Freddie Mac Chief: Don't Blame Me	Aaron Task - Yahoo!	"Everybody understood that at some level the company was putting taxpayers at risk," he told the Times. Of course history has shown as housing prices began declining in 2006, choices that Freddie Mac and Fannie Mae made have proved disastrous.
8/5/08	At Freddie Mac, Chief Discarded Warning Signs	CHARLES DUHIGG New York Times	David A. Andrukonis, recalled telling Mr. Syron in mid-2004 that the company was buying bad loans that “would likely pose an enormous financial and reputational risk to the company and the country.” Mr. Syron was told to slow the firm’s mortgage purchases. Instead, they accelerated.
8/4/08	What Banks And The Government Are Not Telling Us About 2009—The Next Shoes You Hear Drop May Be Very Loud Ones	James Quinn Cutting Edge News	The U.S. banking system is essentially insolvent. The Treasury, Federal Reserve, FASB, and Congress are colluding to keep the American public in the dark for as long as possible. They are trying to buy time and prop up these banks so they can convince enough fools to give them more capital. They will continue to write off debt for many quarters to come. We could have a zombie banking system for a decade.
8/4/08	Barrett promises help after parking ticket foreclosure	rrutledge@journalsentinel.com	Mayor Tom Barrett promised Monday to try to help a disabled man after the city foreclosed on his house to collect fines that resulted from a $50 parking citation, but the mayor stopped short of saying the city would drop its pursuit of the $245,000 house.
8/4/08	Housing Lenders Fear Bigger Wave of Loan Defaults	VIKAS BAJAJ - New York Times	The first wave of Americans to default on their home mortgages appears to be cresting, but a second, far larger one is quickly building.
8/3/08	Greedy bankers, lousy government led to housing mess	HARRY BRUCE The Chronicle Herald	Were it not for rotten governance in Washington, however, the greedsters could never have gotten away with their highway robbery. When greed’s in charge, no society works. For the ability to torture huge numbers of people, greed easily beats the combined powers of the six other deadly sins.
8/3/08	Foreclosure Defense: Why People are Ignoring Their Rights	Neil F. Garfield Livinglies's Weblog	I’m trying to provide the necessary information for homeowners and their lawyers to defend their property, get damages from their lender, and potentially walk from the foreclosure house with free and clear title and no note instead of walking from their homes.
July/08 Report	A Perfect Storm: Easy Money and the Mortgage Meltdown The Subprime Mortgage Crisis in New York State	New York State Commission of Investigation	It is therefore not surprising that many Americans, including New Yorkers, want to achieve the dream of owning and living in their own houses. For many New Yorkers, however, that dream has turned into a nightmare.
7/31/08	Freddie Mac Doubles Financial Incentives to Servicers Who Help Borrowers Avoid Foreclosure	MortgageDailyNews	Freddie Mac also announced it is extending the time for foreclosures so servicers will have more time, if needed, to negotiate workouts with delinquent borrowers in Washington, DC, and 20 states with relatively fast foreclosure processes.
7/27/08	How One Borrower Beat the Foreclosure Machine	By GRETCHEN MORGENSON NY Times	After enduring six years in foreclosure hell, almost losing her home twice, Ms. Palmer has escaped intact.
7/26/08	Some Judges Stiffen Foreclosure Standards	AMIR EFRATI –Wall Street Journal	The work of the Brooklyn court -- which formed a committee to discuss foreclosures about five years ago, long before the housing crisis emerged -- looks prescient now as it has rejected dozens of foreclosure actions since the crisis began by identifying mistakes or suspicious information. Among the most energetic members of the Brooklyn committee is Justice Arthur Schack, who says barely any of the foreclosures he has denied eventually are completed.
7/26/08	Congress Passes Housing Bill	MICHAEL R. CRITTENDEN -WSJ	The bill includes tax breaks for homeowners, a $300 billion program to refinance loans for struggling borrowers, and a dramatic rescue plan for embattled mortgage finance firms Fannie Mae and Freddie Mac.
7/25/08	Bush to Sign Housing Bill Quickly, but Quietly with reader comments	Henry J. Pulizzi and Michael R. Crittenden - WSJ	This is exactly why Ken Lewis of Bank of America bought Countrywide—betting on a government sponsored bailout. Let’s hope that the “investors” aren’t dumb enough to make the same mistake twice. The investors will determine if they want to place their money on this "house of cards" again. (msf)
7/25/08	Subprime Legal: Judges Scrutinize Mortgage Docs, Deny Foreclosures with reader comments	Amir Efrati - WSJ	In foreclosure filings, one judge has found that numerous mortgage-related companies, including units of Wall Street banks, all claim to share the same address: a suite of a West Palm Beach, Fla., building. “The Court ponders if Suite 100 is the size of Madison Square Garden to house all of these financial behemoths or if there is a more nefarious reason for this corporate togetherness,” the judge wrote in a recent decision.
7/25/08	The Fannie/Freddie Bailout Is a Scandal	Dick Armey In WSJ Opinion section	Americans who work hard, pay taxes and play by the rules can't seem to get fair representation in Washington, D.C., these days.
7/25/08	New York Sues UBS for Securities Fraud with VIDEO	By LOUISE STORY New York Times	“Once they knew the auctions were failing, they removed their personal money and corporate money from the auctions and were still bringing consumers into the auctions,” Mr. Cuomo said. “Now people have their funds locked up in a way they can’t access them.”
7/24/08	Will Hollywood end up homeless? Another celebrity foreclosure	Beth Pinsker -Wallet Pop
7/24/08	Mother, 53, Kills Self Before Foreclosure	AP	A wife and mother fatally shot herself soon after faxing a letter to her mortgage company saying that by the time they foreclosed on her house that day, she would be dead.
7/24/08	WaMu Slumps as Gimme Credit Cites Liquidity Concern	Ari Levy - Bloomberg	``We won't use the phrase `run on the bank,' but we would be remiss if we did not observe that many creditors have quietly been pulling funds,''
7/23/08	Debtors Win Victories Against Mortgage Servicers	Katie Porter	In the last few weeks, several courts have issued opinions ruling that mortgage servicers' actions have harmed consumers. Some of you follow this issue closely, but if you need an introduction, I've previously posted a bit on the basics of mortgage servicing and why it's an important component of the foreclosure problem.
7/22/08	More Than $1 Trillion Needed to Solve Housing Crisis with VIDEO	Aaron Task Yahoo Finance	The housing bill, which earmarks $300 billion to backstop mortgages after lenders agree to lower mortgage payments, is "a step in the right direction" but "doesn't do enough," he says, predicting the government will ultimately need to spend more than $1 trillion
7/22/08	Judge B. J. Bjork retires after facilitating fraudulent home foreclosures in Riverside homeowner associations	Sharon Stephens - AHRC.se	B.J. BJORK was the judge in an alleged fraudulent foreclosure sale of New York attorney George Harder's Palm Springs home by David Peters of Peters & Freedman. Some have reported that Peters has been selling the homes he forecloses on, to his long time associate Carlos Sosa, a lawyer in Los Angeles. Bjork denied George Harder 's request to postpone his trial to come from New York for the case in Riverside, California. Bjork held the trial without Harder and ruled for Peters & Freedman and Sosa. George Harder lost his home.
7/21/08	Junk Fees–A Profit Center for Your Mortgage Servicer	Däna Wilkinson, Attorney at Law	Now, because so much consumer debt is packaged into securities and sold to investors, repayment of the loans takes on less importance to those lenders than the fees and charges generated when loans are made.
7/21/08	Fannie and Freddie's Enablers	Wall Street Journal	You'll love this one. In the strange accountability of Washington, the same folks who put taxpayers on the hook for Fannie Mae and Freddie Mac are now demanding ransom to let taxpayers bail them out. It's as if Andy Fastow insisted that Enron shareholders pay his fines after his fraud cost them their life savings.
7/21/08	FDIC Faces Mortgage Mess After Running Failed Bank Subprime Lender Superior Bank Made Problem Loans On Regulators' Watch	MARK MAREMONT -WSJ	It turns out that the U.S. government itself was one of the lenders giving out high-interest, subprime mortgages, some of them predatory, according to government documents filed in federal court. The unusual situation, which is still bedeviling bank regulators, stems from the 2001 seizure by federal officials of Superior Bank FSB, then a national subprime lender.
7/21/08	One Down, More Need to Go	loansharks.blogspot.com	The FDIC paid out roughly $700 Million in the fiasco. And over a thousand depositors in the bank had amounts of more than the $100,000 threshold that weren't covered, so they're out of luck to the tune of $40 Million - their suit against the owners and managers was dismissed in 2004.
7/21/08	A Top Obama Fund-Raiser Had Ties to Failed Bank	JOHN R. EMSHWILLER - WSJ	Billionaire Penny Pritzker helped run Hinsdale, Ill.-based Superior, overseeing her family's 50% ownership stake. She now serves as Barack Obama's national campaign-finance chairwoman, which means her banking past could prove to be an embarrassment to her -- and perhaps to the campaign.
7/20/08	Woes Afflicting Mortgage Giants Raise Loan Rates	By VIKAS BAJAJ NY Times	Mortgage rates are rising because of the troubles at the loan finance giants Fannie Mae and Freddie Mac, threatening to deal another blow to the faltering housing market
August Issue	Countrywide: Angelo's Many "Friends"	by Dan Golden - Portfolio.com	At the time judge Aldrich refinanced with Countrywide, a class action lawsuit against Countrywide was pending before the appellate court. That August, judge Aldrich was part of a three-judge panel that unanimously rejected the borrowers’ appeal.
7/19/08	Borrower protected if a loan is moved	Kathy Yamamoto The Californian	QUESTION: We recently received a letter from a lender advising us that our loan was sold and that our next payment should be made to them as the purchaser of our loan. How can we be certain that our loan was sold to the new lender?
7/18/08	Hedge Funds and Mortgage Fraud	By Heidi Turner lawyersandsettlements.com	Unscrupulous hedge fund managers and other financial advisors should be very nervous. Recent news has been filled with reports of indictments, lawsuits and arbitration cases against advisors who used their role for their own gain rather than for the benefit of their clients. More and more frequently, investors are holding their advisors accountable for providing misleading investment information. And they are not the only ones—even the FBI is getting involved.
7/18/08	Mortgage crisis hits home	By Ethan Andrews The Republican Journal Staff Reporter	Wells Fargo claimed that it neither held the security nor the servicing rights to the Unity woman's loan but was simply the trustee.
7/18/08	Mortgage Giant Freddie Mac Considers Major Stock Sale	JAMES R. HAGERTY, MONICA LANGLEY and SUSAN PULLIAM - WSJ	Freddie and Fannie stock fell about 45% last week amid worry about whether they have enough capital to cover mortgage losses. The depth of their troubles spurred the Treasury Department on Sunday to unveil an unusual plan to temporarily extend an unspecified credit line to both companies -- as well as buy stock in them if necessary. That plan quickly came under fire on Capitol Hill. Critics argue it could cost American taxpayers billions of dollars
7/18/08	Countrywide Filing Shines Light on Loans	RUTH SIMON -WSJ	An amended complaint filed Thursday by the California attorney general related to a suit against Countrywide Financial Corp. sheds new light on the poor quality of loans the company was planning to sell to investors.
7/17/08	FORECLOSURE NO MORE	Rhonda Moore Colorado Community Newspapers	They reached an agreement with Option One to send the lender $3,035 in an effort to save their home. The next day, they received a notice of foreclosure — from Deutsche Bank.
7/17/08	FREDDIE & FANNIE UNCONSTITUTIONAL BAIL OUT USING WHAT?	Devvy Kidd - www.devvy.com	We tried to tell people they were being led like cattle to the slaughter house. But, since corporate media has controlled the flow of information in this country for decades, the majority remain in the dark without a clue.
7/16/08	FBI investigating Indymac for fraud	From Kelli Arena CNN Justice Department correspondent	A source said the federal government is looking into whether the bank engaged in fraud when it made home loans to high-risk borrowers. The source said the investigation is focused primarily on the company, not individuals.
7/16/08	SEC Subpoenas Wall Street in Hunt for `Manipulators'	David Scheer - Bloomberg	The U.S. Securities and Exchange Commission subpoenaed Wall Street's biggest firms and hedge-fund advisers in a widening effort to crack down on suspected manipulation of Lehman Brothers Holdings Inc. and Bear Stearns Cos. shares.
7/16/08	The Countrywide Lineup	by Julia Ramey - Portfolio.com	From senators to C.E.O.'s, Countrywide spread its favorable loans to a wide net of V.I.P.'s. Here, the rundown on who got what.
7/16/08	Countrywide Settles Lending Suit in Pennsylvania	By GRETCHEN MORGENSON NY Times	Countrywide generated $285 million in late fees last year, up 20 percent from 2005.
7/16/08	Do New Mortgage Rules Make Borrowers Safer?	Peter G. Miller - RealityTrac	They provide more borrower protections in some situations but in other ways it’s the same old story: The most toxic loan formats remain largely untouched.
7/16/08	Downey Savings Paid Brokers up to $50k Commission ON EACH LOAN! Article is at mid-page.	mrmortgage.ml-implode.com	Offering a $50k maximum commission that can be earned by putting the borrower in the highest margin and longest pre-payment penalty loan available is essentially a green light to take advantage of the consumer.
7/15/08	Cops to IndyMac customers: Remain calm or face arrest	Daily News Wire Services	Police ordered angry customers lined up outside an IndyMac Bank branch to remain calm or face arrest Tuesday as they tried to pull their money on the second day of the failed institution's federal takeover.
7/15/08	*Rewarding the Bubble's Enablers* Why the Bail Out of Freddie Mac and Fannie Mae is Bad Economic Policy	Michael Hudson - Counterpunch	Their executives have already taken the money and run. Yet it is for their wealthy financial clients that Congressional hearts are bleeding, not for the victims of subprime mortgage fraud and the associated Wall Street fraud in packaging junk mortgages and selling them to institutional investors at home and abroad.
7/15/08	Fed Sets Rules Meant to Stop Deceptive Lending Practices	STEVEN R. WEISMAN New York Times	The rules, which are modifications of draft proposals issued in December, do not take effect until Oct. 1, 2009, in order to give lending institutions time to adjust. The rules will apply only to high-cost loans for people with weak credit
7/15/08	The REALLY Sad State of Mortgage Servicing	Katie Porter	A customer legally tape-recorded his conversation with his mortgage servicer.
7/15/08	Twice Victims Of Mortgage Fraud, Family Faces Eviction	NBCi.com	A Tarrant County couple is being evicted from their home -- even though they made their mortgage payments every month.
7/14/08	Judges, attorneys work to stanch foreclosures	Julie Kay The National Law Journal


Articles Related to Mortgage Servicing Fraud

A HELPING PAW FOR PET OWNERS Pet owners in financial trouble should check with local shelters or rescue groups for information about temporary assistance (some can provide food for the short term or provide lists of lower-cost vet care, for example). Also, the HSUS has a broad range of information on its website, including how to market yourself to a rental property manager if you're a pet owner, how to save money on pet care, and links to pet-friendly apartments. Go to www.hsus.org and type "foreclosure pets" into the search function.